Last Updated: October 15, 2025
Thank you for choosing Jipange Finance. We are committed to protecting your privacy and being transparent about how we handle your information. This Privacy Policy explains what information we collect, how we use it, and your rights regarding your data.
Jipange Finance is a mobile application designed to help you master personal finance through education. We provide lessons on saving, investing, wealth building, and financial freedom.
Jipange Finance stores the following information only on your device:
Progress Tracking: Which sections you've visited and completed
Quiz Responses: Your results from the Money Psychology quiz
Checkbox States: Tasks and goals you've marked as complete
App Preferences: Your settings and customizations
Important: This data never leaves your device. We do not have servers, databases, or cloud storage that receives your personal data.
We use Google AdMob to display advertisements. Google AdMob may automatically collect:
Device Information: Device model, manufacturer, operating system version
IP Address: Used to determine your approximate geographic location
Advertising Identifiers: Google Advertising ID (a unique identifier for advertising purposes)
App Usage Data: Screens viewed, features used, time spent in app
Ad Interaction Data: Which ads you view and click
This information is collected by Google AdMob and is governed by Google's Privacy Policy.
Provide app functionality and remember your progress
Save your preferences and settings
Track your learning journey through the financial education modules
Display relevant advertisements
Measure ad performance and effectiveness
Improve ad targeting and user experience
We partner with Google AdMob to display advertisements in our app. AdMob's data practices are governed by:
Google Privacy Policy: https://policies.google.com/privacy
Google AdMob & Privacy: https://support.google.com/admob/answer/6128543
Serves ads based on your interests and app usage
Collects data to improve ad relevance
Provides anonymized analytics to us about ad performance
All your personal progress and preferences are stored locally on your device using Android's secure SharedPreferences. This data:
Never leaves your device
Is not backed up to our servers (we don't have servers)
Is protected by your device's security features
Can be deleted by clearing app data or uninstalling the app
While we do not store your data on remote servers, we implement appropriate security measures in our app design:
Secure local storage using Android best practices
No unnecessary permissions
No transmission of personal data to third parties (except AdMob as disclosed)
Regular security updates and patches
You have the following rights regarding your information:
All your progress data is stored locally on your device. You can view it anytime within the app.
You can delete your data by:
Using the "Clear Progress" option in app Settings
Clearing app data through your device settings
Uninstalling the application
You can control advertising preferences:
Opt out of personalized ads: Visit https://adssettings.google.com
Reset Advertising ID: In your device settings under Google → Ads
Limit ad tracking: Enable "Opt out of Ads Personalization" in device settings
We do not require you to create an account, provide email addresses, or share personal information to use our app.
Jipange Finance is designed for adults interested in personal finance education. Our app is not directed to children under the age of 13.
We do not knowingly collect personal information from children under 13. If you are a parent or guardian and believe your child has provided us with personal information, please contact us immediately, and we will take steps to delete such information.
Jipange Finance is available worldwide. If you use our app from outside the country where our service providers operate, please note that:
Your information may be transferred to and processed in countries where our service providers (like Google) have facilities
These countries may have different data protection laws than your country
By using our app, you consent to the transfer of information to other countries
We may update this Privacy Policy from time to time to reflect changes in:
Our app features and functionality
Legal requirements and regulations
Our data practices
Third-party services we use
When we make changes, we will:
Update the "Last Updated" date at the top of this policy
Display a notice in the app (for significant changes)
Publish the updated policy on this webpage
Continued use of Jipange Finance after changes are posted constitutes your acceptance of the updated Privacy Policy. If you do not agree with the changes, please stop using the app.
We value your privacy and welcome your questions and concerns.
Email: your-email@gmail.com
Subject Line: Privacy Inquiry - Jipange Finance
Response Time: We typically respond within 24-48 hours
Questions about what data we collect
Requests to understand how your data is used
Concerns about your privacy
Reporting privacy violations
Suggestions for improving our privacy practices
For more information about privacy and data protection:
Google Privacy Policy: https://policies.google.com/privacy
Google AdMob Privacy: https://support.google.com/admob/answer/6128543
Opt Out of Personalized Ads: https://adssettings.google.com
Google Safety Center: https://safety.google
Learn how to manage app permissions on Android
Understand Android's privacy features
Control what data apps can access
For your convenience, here's a quick summary:
What We Collect
Where It's Stored
Who Sees It
Progress, quiz results, checkboxes
Your device only
Only you
Device info, usage stats, ad data
Google AdMob
Google (for ads)
Key Points:
✅ No user accounts or passwords
✅ No personal information collected by us
✅ All your progress stays on your device
✅ Only Google AdMob collects data for ads
✅ You can opt out of personalized ads anytime
✅ You can delete all data anytime
✓ Right to Access: View your data anytime in the app
✓ Right to Delete: Clear data through app settings
✓ Right to Opt-Out: Disable personalized ads
✓ Right to Know: This policy explains everything we collect
✓ Right to Security: Your data is protected on your device
✓ Right to Contact Us: Questions? Email us anytime
This Privacy Policy is governed by the laws of Kenya. Any disputes shall be resolved in the courts of Kenya.
If any provision of this Privacy Policy is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect.
This Privacy Policy, together with our Terms of Service, constitutes the entire agreement between you and Jipange Finance regarding your use of the app.
We use the following third-party services:
Google AdMob: For serving advertisements
Android Operating System: For local data storage and app functionality
We are grateful for these services that help us provide Jipange Finance free of charge while maintaining your privacy.
Version 1.0 - January 15, 2025
Initial Privacy Policy
Disclosed AdMob usage
Explained local data storage
Thank you for trusting Jipange Finance with your financial education journey. Your privacy matters to us.
For questions about this Privacy Policy, contact: jipangefinance@gmail.com
Last reviewed and updated: October15, 2025