Medicare has different parts. Original Medicare is Part A and Part B
Part A is Hospital
Part B is Medical
Part D is Prescription Drug Coverage
Medicare Premium?
Starting premium for 2025 is $185 for part B (every year it is subject to change)
Options
Original Medicare
Medicare Advantage Plan - Medicare Part C - (HMO,PPO,HMO-PD)
PDP- Prescription Drug Plan
Supplemental Plan - MediGap Plans (Plan G,N, or K you can buy from a Private Company)
Are you Turning 65 soon and are not sure how to start?
It is best to start the process 6 months in advance as the application for Medicare is processed through Social Security onlineor in person. I CAN ALSO HELP GUIDE YOU IN THE PROCESS!
¿Cumplirás 65 años pronto y no sabes cómo empezar?
Lo mejor es empezar el proceso con 6 meses de anticipation, ya que la solicitud de Medicare se procesa a través del Seguro Social en persona o en linea. ¡Puedo guiarte en el proceso!
Over 85% of seniors have at least 1 chronic condition. There are plans that cater to YOUR needs.
EX: of a Chronic condition may be: Diabetes, Heart Deceases, Arthritis, Cancer, Chronic Lung Conditions ect.
¿Sufre de alguna enfermedad crónica ?
Más del 85% de las personas mayores padecen al menos una enfermedad crónica. Existen planes que se adaptan a sus necesidades.
Por ejemplo, una enfermedad crónica puede ser diabetes, enfermedades cardíacas, artritis, cáncer, enfermedades pulmonares crónicas, etc.
If you or your spouse work and have insurance coverage, and will like to continue with your work insurance, NO PROBLEM!
This rule varies for each person considering the rules for your employer
If your employer has less then 20 employees its best to enroll into Medicare
It may be less Expensive to have Medicare Insurance then your employer. Let Me Compare!
Penalties will occur if the process is not done correctly or in a timely manner!