Florida Home Purchase and Refinance Loans Made Simple
(786) 208-6293
Jamie Hinman (NMLS #1074223) of Team Hinman is a residential mortgage specialist helping homebuyers and homeowners across Miami and Florida understand their financing options. Services include home purchase loans, refinancing, second mortgages, HELOCs, reverse mortgages, and financing for self-employed borrowers. Jamie focuses on personalized guidance, clear communication, and making the mortgage process simple from consultation through closing
Jamie Hinman
1701 Ponce de Leon Blvd 4th Floor, Coral Gables, FL 33134
Phone: (786) 208-6293
Website: https://teamhinman.com/
Google Site: https://sites.google.com/view/jamiehinman
Google Folder: https://openmylink.in/EIpyo
Email: jamie@teamhinman.com
MORTGAGE SOLUTIONS FOR FLORIDA HOMES
Florida Home Purchase and Refinance Loans Made Simple
Your mortgage journey begins here. Getting started on the purchase or refinance of your home is just a few minutes away. No commitment needed.
ABOUT THE COMPANY
Mortgage Guidance
Built Around You
Jamie Hinman helps homebuyers, homeowners, and investors navigate loan options with clear guidance, personal service, and practical solutions.
Whether you’re buying your first home, refinancing for a better rate, tapping into your equity, or financing a unique property, Team Hinman is here with the expertise, resources, and local insight to help you move forward with confidence.
INVESTMENT PROPERTY FINANCING
CONVENTIONAL MORTGAGE LOANS
How can we help you?
I want to see some loan scenarios
Great! you can fill out loan questionnaire and one of loan officers will connect with you.
I want to get a pre-approval
Please go to our secure online application so we can get you started on your pre-approval.
I want to see a mortgage calculator
Great! I have 8 different mortgage calculators built in. If you have any questions let me know.
OUR SERVICES
Our Mortgage Solutions
Flexible mortgage options for self-employed borrowers, investors, and buyers with nontraditional income documentation.
Reverse Mortgages & Senior Home Equity
Use a portion of your home equity to support retirement goals and plans while continuing to live in your home.
HELOC, Second Mortgages & Cash-Out Refinancing
Access your home’s equity for renovations, debt consolidation, major expenses, or other financial goals.
Home Purchase & Government-Backed Loans
Explore home purchase options for first-time buyers, repeat buyers, veterans, and borrowers seeking lower down payment programs.
Investment Property & Specialty Financing
Financing options for investment properties, unique property types, and specialized borrowing needs.
Frequently Ask Questions
What types of mortgage loans does Team Hinman offer?
Team Hinman helps borrowers explore purchase loans, refinancing, FHA, VA, USDA, jumbo, Non-QM, reverse mortgage, HELOC, investment property, and other specialty loan options.
How do I know which mortgage option is right for me?
The right loan depends on your income, credit profile, down payment, property type, financial goals, and how you plan to use the property. A consultation can help you compare available options.
JAMIE HINMAN FILES
Can self-employed borrowers qualify for a mortgage?
Yes. Self-employed borrowers may qualify using traditional income documentation or alternative programs, depending on the lender’s requirements and the borrower’s financial profile.
What is the difference between pre-qualification and pre-approval?
Pre-qualification provides an initial estimate based on the information you provide. Pre-approval generally involves a more detailed review of your income, credit, assets, and supporting documents.
How long does the mortgage process take?
The timeline varies based on the loan type, property, appraisal, documentation, underwriting, and closing requirements. Providing complete and accurate information early can help keep the process moving.
Does Team Hinman offer financing for investment properties?
Yes. Available options may include conventional investment loans, DSCR loans, bridge loans, fix-and-flip financing, vacation home loans, and other specialty programs.
Can I refinance my current mortgage?
You may be able to refinance to change your loan term, access home equity, consolidate debt, or adjust your monthly payment. Eligibility depends on your current loan, property value, credit, income, and market conditions.
How much money do I need for a down payment?
The timeline varies based on the loan type, property, appraisal, documentation, underwriting, and closing requirements. Providing complete and accurate information early can help keep the process moving.
Mortgage Broker Coral Gables I Jamie Hinman I https://teamhinman.com/