Car insurance policy provides coverage for loss or damage to a vehicle due to catastrophic events like:
Accident by external means
Burglary, House Breaking or Theft
Fire, Explosion, Self Ignition, Lightning
Terrorism, Riots, Strikes, Malicious Acts
Transit by road, rail, inland waterways, air or lift
Earthquake, Flood, Storm, Landslide or Rockslide
Before signing any document for car insurance, it is advisable that you read the offer document very carefully and take note of any ambiguity. Never sign any document until you are totally comfortable with the information provided. Do read the fine print before making any judgment.
For claiming auto insurance the following documents tare required:
Duly signed claim form
Registration Certificate copy of the vehicle
Driving license copy
FIR copy
Original estimate
Policy copy