Information for Business

Texas Small Business and Unemployment Assistance (More information below):

  • Unemployment insurance may be available for those who have been laid off or had their work hours reduced. To apply, call 1-800-939-6631. You will need: SS#; last employer’s business name, address & phone number; first & last dates of employment; number of hours worked & your rate of pay

  • Texas has been fully approved for SBA Economic Injury Disaster Loans. For more information and to apply, visit www.sba.gov/disaster.

Texas Small Businesses

COVID-19 UPDATE: The U.S. Small Business Administration (SBA) granted Texas’ Economic Injury Disaster Loan (EIDL) assistance declaration, making loans available statewide to small businesses and private, non-profit organizations to help alleviate economic injury caused by the Coronavirus (COVID-19).

Small businesses who believe they may be eligible for an SBA EIDL, should visit the SBA’s website where they can directly apply for assistance. The online application is the fastest method to receive a decision about loan eligibility.

The SBA also recommends prospective applicants assemble their documents required for the loan application, thus getting a head start on “step two” in the loan review process. Below is the list of ten documents prospect applicants should assemble and scan to prepare for uploading them into the EIDL website, in addition to forms required by SBA.

  1. Corporate governance documents; e.g., Articles of Incorporation, Articles of Organization (for LLC), or Registration of Sole Proprietorship

  2. Written statement justifying the nature and scope of economic injury and how/why nature of business was adversely impacted by the Coronavirus (one page/no more than two), such as loss of revenues, cancelled contracts, interrupted supply chain, etc., that resulted in economic injury

  3. Current Accounts Payable and Accounts Receivable Aging as of date of filing for the loan

  4. Three (3) years’ 1040 Federal Income Tax Returns for the business & owners

  5. Three (3) years’ company FYE Income Statement and Balance Sheet and latest YTD Financial Statements (Company prepared is acceptable)

  6. Company and Owners’ Debt Schedule Tables [e.g., Lender, original loan amt., date, current balance, interest rate, collateral, purpose of loan, guarantors, status (e.g., current or past due with explanation) per row in table]

  7. Monthly two (2) years’ cash flow projections

  8. Three (3) years’ Monthly Sales History up to date of filing for loan

  9. Current copies of owners’ credit reports from the three (3) credit bureaus with explanations for any negative reports

  10. Required SBA Forms:

  • IRS Form 4506-T

  • Personal Financial Statement (SBA Form 413)

  • Schedule of Liabilities & Fixed Assets (SBA Form 2202)

  • Monthly Sales (SBA Form 1368)

  • Home Loan (SBA Form 5c), if applicable

All forms and further details are available on the SBA Disaster Loan website: www.sba.gov/disaster. Click on the Coronavirus link at the top of the page.

Texas Workforce Commission

The Texas Workforce Commission has additional resources for employers regarding the Coronavirus (COVID-19) on their website: twc.texas.gov/news/covid-19-resources-employers


Texas Workers

If your employment has been affected by COVID-19, the Texas Workforce Commission (TWC) encourages you to apply for benefits by utilizing the online claim portal, or by calling the Tele-Center at 800-939-6631 from 8 a.m. to 6 p.m., Central Standard Time, Monday through Friday.

TWC may be experiencing increased call volumes and hold times on Tele-Center phone lines. You are encouraged to use the online claim portal, Unemployment Benefits Services (UBS), to handle your claim needs quickly. UBS is available 24 hours a day, seven days a week. You may also sign up for electronic correspondence so you can receive TWC communications online as soon as possible.

TWC will investigate why you lost your job and mail a decision explaining whether you are eligible for unemployment benefits.

For additional information and resources for job seekers, visit TWC's webpage: twc.texas.gov/news/covid-19-resources-job-seekers