The following is for information purposes only. If you intend to pursue any of the topics further please get qualified clarification before proceeding..
Since its inauguration in January 1930, the Defence Forces Benevolent Fund has been a source of willing and able assistance to ex-members of the Defence Forces and their dependents.
The Defence Forces Benevolent Fund, offer financial assistance to serving personnel, veterans and their families in times of need. Despite their vital role in supporting military members, these funds have limitations and strict criteria. Common constraints include stringent eligibility requirements, as well as specific categories of assistance such as emergency aid or medical/funeral expenses. The funds often rely on donations and face resource limitations, necessitating prioritisation of cases based on urgency. Support is typically temporary, and recipients are expected to work towards long-term financial stability. The approval process is rigorous to ensure funds go to those in genuine need, posing challenges for those who value privacy. Those seeking assistance should carefully review the Benevolent fund guidelines and criteria while reaching out to appropriate channels for more information.
Contact
Company Sergeant Cormac Byrne - Benevolent Fund - Collins Barracks - Cork - 021-4514109
Company Sergeant Paddy Mulley - Veteran Support Centre- Collins Barracks - Cork - 021-4514109
Sergeant Declan Hogan - Personnel Support Service - Collins Barracks -Cork - 021-4514109
AVC schemes allow individual employees to improve their superannuation benefits at their own expense. In the public service, these are ‘group’ AVC schemes sponsored by the relevant trade unions / representative associations. In order to operate, an AVC scheme must be approved by Revenue. AVCs may be used where there is a shortfall between a person’s actual retirement (and dependants’) benefits and what is allowable within Revenue limits. They are essentially a private arrangement between the individual – as a member of an employee group AVC scheme – and a private sector pension provider. The AVC benefit is generally in the form of an additional cash amount of pension or lump sum. That cash benefit ultimately depends on the level of AVC contributions made by the individual member and on the performance of the Fund in which those AVCs are invested. AVC contributions are allowable for tax relief subject to Revenue rules (see www.revenue.ie).
A Revenue-approved group AVC scheme is in operation for enlisted personnel of the PDF to cover retirement and dependants’ benefits. The Department of Defence facilitates the deduction of AVC contributions from members’ pay at source. Queries about this AVC scheme should be made to the relevant private sector pension provider / administrator.
Financial Consultant - Conal (Charlie) Haughey - 087 9083158 - Provides excellent AVC financial advice.
The Housing Adaptation Grant for People with a Disability is a grant for people with a physical, sensory, mental health or intellectual disability. It provides funding so you can improve how you enter and move around your home.