• Evolution of Financial Advisory Markets with the Advent of Robo-Advisors
  Published in Managerial Finance

Examines how the entry of robo-advisors reshapes financial advisory markets. Shows how technological innovation transforms intermediation and influences the behavior of traditional advisors.

[Journal Link]

• Automation and High-Skill Labor Markets: Evidence from Robo-Advisors (with Matt Flynn)

Studies the labor market effects of robo-advisors on financial advisors. Finds that automation is complementary, driven by an expansion in demand for advisory services.

Status: Submitted to Journal

• Misconduct and Dispute Resolution in Financial Advisory Markets (with Ivilina Popova)

Examines gender differences in financial misconduct cases across complaint and arbitration stages. Shows that disparities emerge primarily during formal dispute resolution rather than at the incidence stage.

Status: Draft

• Creditor Rights Protection: Law vs. Lending Capacity (with Matt Flynn & Anish Shankar Menon)

Analyzes how India’s Insolvency and Bankruptcy Code (IBC) affects credit access for distressed firms. Finds that lending increases through existing bank relationships without expanding access to new lenders, highlighting persistent informational frictions.

Status: Draft

• Banking Access and Crypto Participation: Evidence from India's Crypto Ban (with Matt Flynn & Anish Shankar Menon)

Examines whether limiting access to banking curbs retail crypto participation. Shows that debanking sharply reduces activity and shifts participation toward formal financial systems, with persistent effects after reversal.

Status: Submitted to Journal

• Hidden Compliance Costs at Work: Gender, Grooming, and Covid (with Matt Flynn & Leyuan You)

Studies whether gender differences in appearance-related effort reflect preferences or context. Using COVID-19 as a natural experiment, shows that these efforts are context-dependent, with women reallocating time toward work and sleep.

Status: Draft

• When War Hits Home: Civilian Insecurity, State Conflict, and Crypto Adoption (with Matt Flynn & Yifan Liu)

Analyzes how political violence shapes cryptocurrency participation across countries. Shows that activity falls during state conflict but rises with civilian insecurity, highlighting crypto’s dual role as speculation and a store of value. 

Status: Draft

• Natural Disasters and Labor Market Dynamics

Examines how local economic shocks affect hiring, separations, and earnings using disaster exposure data. 

• Firm Risk and Green Innovation 

Studies how firm-level risk influences environmentally relevant innovation outcomes. 

• Political Uncertainty and Corporate Misconduct

Explores whether political uncertainty affects corporate misconduct, focusing on firm incentives and enforcement dynamics.

• Credit Unions and Local Economic Resilience during COVID-19 

Studies how pre-existing credit union networks shape local resilience during COVID-19 and how these institutions adjust lending and balance sheet behavior in response to shocks.

• Natural Disasters, Market Imbalances, and Advisor Misconduct

Examines how disaster-driven shifts in supply and demand in advisory markets affect misconduct behavior.

• Robo-Advisors and Advisor Investment Behavior

Studies how robo-advisors reshape the portfolio choices and investment behavior of traditional financial advisors.