Investment Basics

Your privacy comes first

No account. No sign-in. No personal information is collected by Investment Basics from you as an app user.

Lesson progress, bookmarks, glossary learning activity, and app preferences you manage are stored locally on your device. This page explains exactly what the app does and does not do with your data, including how Google AdMob advertising works in the app.

1. Our Commitment to Privacy

Investment Basics is built to help you learn investment concepts — including fundamentals, stock market basics, saving and budgeting, risk management, portfolio ideas, financial terms, beginner guides, and learning articles — with confidence. We designed this app so you can use these educational tools without creating an account, without signing in, and without sharing your personal contact details with us. Protecting your privacy is a core principle of this product.

2. Information We Do Not Collect

We do not collect, store, or transmit any of the following from you as an app user:

Your name

Your phone number

Your email address

Your home or mailing address

Your date of birth

Government identifiers (SSN, ID numbers, etc.)

Photos, contacts, or camera data

Precise GPS location

Financial account numbers, brokerage credentials, or trading data

No sign-up, login, OTP verification, email verification, social login, or registration is ever required to use the app.

3. Information Stored On Your Device

To support your learning experience, Investment Basics stores the following locally on your device only (Android DataStore preferences):

Completed lesson progress

Bookmarked lessons and topics

Last-read lesson reference

App settings (such as dark/light/system theme preference)

Educational lesson content, glossary terms, tips, and calculator inputs used during a session remain on your device. This information is not uploaded to our servers and is not linked to your identity as an app user. Data shown in the app remains on your device — we do not receive it as personal user profile data.

4. Local, On-Device Processing

Investment Basics is designed for local processing. Core features — including the home dashboard, categories, lessons, search, bookmarks, glossary, learning calculator, daily tips, progress tracking, and settings — run on your device using locally stored content and preferences.

Your learning progress and bookmarks are not sent to our servers for storage or processing. You can browse most educational content without an internet connection.

An internet connection is needed for displaying advertisements (see Section 6) and if you choose to open external links such as support email or help resources.

5. Data Display and Sharing

All lessons, glossary terms, tips, and progress information displayed in the app are read from on-device content and local storage. If you share screenshots or information through your device's standard share options, that sharing is handled by your device and the app you choose — we do not receive copies of shared content unless you explicitly send it to us (for example, by email).

You are responsible for keeping any exported or shared information secure.

6. Advertising

Investment Basics displays advertisements through Google AdMob to help keep the app free to use. Ad formats may include banner ads and full-screen interstitial ads shown when you navigate between sections.

Google and its advertising partners may collect and use information such as your device's advertising ID, approximate location (derived from IP address), app interactions with ads, and technical device data to deliver, measure, and improve ads. This data is handled according to Google's policies, not stored by us as a personal user profile.

You can limit ad personalization on your device through:

Android Settings → Google → Ads → Opt out of Ads Personalization

For more information, see Google's Privacy Policy at policies.google.com/privacy.

7. Third-Party Services

Core app features run on your device. The app does not send your lesson progress, bookmarks, or preferences to external conversion or cloud services.

Google AdMob is used to serve advertisements. When you use optional actions such as sending email to support or opening a web link, those actions are handled by the respective platform or app you choose — not by Investment Basics collecting additional data from you.

8. Cookies and Tracking

The app itself does not use browser cookies. We do not operate our own analytics or cross-app tracking services within Investment Basics.

Advertising partners (such as Google AdMob) may use identifiers permitted by your device and Android settings to measure ad performance. We do not build personal profiles about you based on your in-app learning activity beyond what is required for ad delivery through AdMob.

9. Network and Permissions

The app requests only the permissions it needs to function:

Internet access — required for loading and displaying advertisements through Google AdMob

Network state — used to check connectivity for ad loading

Advertising ID — used by Google AdMob for ad delivery and measurement on supported devices

We do not request access to contacts, camera, calendar, SMS, microphone, biometric authentication, or precise location. There is no sign-in or account permission prompt when you open the app.

Your locally stored learning progress, bookmarks, and preferences remain on your device during normal app use.

10. Data Security

Because we do not collect personal information or account credentials from you as an app user, there is no personal login profile that can be compromised on our servers. Your lesson progress, bookmarks, and preferences remain on your device unless you explicitly share content outside the app.

App preferences are stored using DataStore on your device. You can clear all locally stored data at any time through your device settings.

11. Children's Privacy

This app is intended as an educational tool for people who want to learn basic investment concepts. It is designed as a learning utility and does not require personal information from children or adults. We do not knowingly collect personal information from anyone, including children under the age of 13.

Content in the app is for education and information only and is not financial advice.

12. Your Choices and Rights

Because we do not collect identifying information about you as an app user, there is no personal account or profile to delete on our side. You can fully reset your app data at any time by uninstalling the app or clearing app storage:

Settings → Apps → Investment Basics → Storage → Clear storage

Uninstalling the app removes all locally stored lesson progress, bookmarks, and app preferences from the app's private storage area.

13. Educational Disclaimer

Investment Basics provides educational content only. It does not provide financial advice, investment recommendations, portfolio management, brokerage services, or trading tools. Always verify information independently and consult a qualified professional for personal financial decisions.

14. Changes to This Policy

If this policy is updated, the revised version will be available within the app on this screen. Continued use of the app after an update means you accept the revised policy.

15. Contact Us

If you have any questions, concerns, or feedback about this Privacy Policy or how your data is handled, you can reach us at:

Email: support@investmentbasics.app