Welcome to

Introduction to Financial Literacy: Understanding Money in the Real World

Welcome to the Financial Literacy course! In this course, we’ll explore the essential concepts that will help you make smart financial decisions now and in the future. Whether you’re planning for your first job or thinking about how to invest in your future, each unit is designed to give you the tools and knowledge you need to succeed. Here’s a sneak peek at what you’ll learn:

• Unit 1: Earning Income – How do people make money? We’ll explore different sources of income, including jobs, side hustles, and entrepreneurship, and discuss the importance of budgeting what you earn.

• Unit 2: Goods and Services – Everything you buy, from groceries to gadgets, falls under goods and services. We’ll dive into how markets work and why understanding your needs and wants is key to smart spending.

• Unit 3: Saving – Saving money isn’t just about setting aside a little each month. We’ll cover strategies to help you save effectively, from setting goals to using savings accounts and other tools.

• Unit 4: Credit and Loans – What’s the deal with credit? In this unit, we’ll explain how credit works, why it’s important, and what to consider before taking out a loan.

• Unit 5: Financial Investing – You’ve probably heard about investing, but what does it really mean? We’ll walk you through how investing works, different types of investments, and how you can make your money grow.

• Unit 6: Protect and Insure – Life comes with risks, but insurance can help protect you financially. We’ll cover different types of insurance, from health to car insurance, and explain why it’s important to plan for the unexpected.

Throughout this course, you’ll engage in games, challenges, and activities that will make these topics easy to understand and fun to learn. By the end of the course, you'll be ready to manage your money with confidence and set yourself up for financial success.

Let’s get started!