Privacy Policy:

Privacy Policy for Household Expense Tracker

Last Updated: September 13, 2026

This Privacy Policy describes how Household Expense Tracker ("we", "our", or "the App") collects, uses, and protects your information when you use our mobile application on Android devices.

By downloading or using the App, you agree to the collection and use of information in accordance with this policy.

1. Information Collection and Storage

• All financial transactions, income, expense entries, receipt photos, category details, household member profiles, and recurring bill information entered into the App are stored exclusively in a local database (Room SQLite) on your personal device.

• We do not transmit, sync, collect, or store your financial records, personal names, account balances, or notes on any external server, cloud database, or third-party storage.

• You retain complete ownership and custody of your data at all times.

• If you enable Biometric Lock (Fingerprint or Face Unlock), authentication is handled entirely by Android's native BiometricPrompt API on your device. The App does not collect, record, or transmit biometric credentials.

2. Third-Party Services and Advertising

To provide this application free of charge, the App integrates Google AdMob (Google LLC) to display advertisements (such as banner ads, rewarded ads, and native ads).

Google AdMob may collect and process certain non-personally identifiable technical information in accordance with its own Privacy Policy, including:

• Device identifiers (e.g., Google Advertising ID).

• IP address and general approximate location (country or region).

• App performance metrics, diagnostic logs, and ad interaction telemetry.

For more information on how Google collects and uses your data, please review:

• Google Privacy Policy

• How Google Uses Information from Sites or Apps That Use Their Services

You can manage or reset your advertising ID or opt out of personalized ads at any time via your device settings: Settings > Google > Ads > Reset or Delete advertising ID.

3. Android Device Permissions

The App requests the following device permissions solely to support core functionality:

• POST_NOTIFICATIONS: Used to deliver recurring bill reminders and daily expense logging check-in reminders scheduled during your preferred active hours.

• RECEIVE_BOOT_COMPLETED: Used to re-register local alarm reminders when your device restarts, ensuring bill notifications are not lost.

• VIBRATE: Used to provide tactile feedback for reminders and interactive actions.

• INTERNET & ACCESS_NETWORK_STATE: Used exclusively by the Google Mobile Ads SDK to request and display advertisements.

• USE_BIOMETRIC: Used to prompt device-level authentication for the optional app lock.

We do not request or use broad device storage permissions, location tracking permissions, contact lists, or camera hardware permissions.

4. Data Sharing and Disclosure

We do not sell, rent, trade, or share your personal or financial data with any third parties. Data processed by third-party advertising SDKs (Google AdMob) is governed strictly by Google's Privacy Policy.

We may disclose information only if required to do so by applicable law, regulation, or legal process.

5. Data Retention and Deletion

Because all your data is stored locally on your device:

• You can modify or delete individual transactions, bills, and household profiles directly inside the App at any time.

• You can clear all application data at once via your device's settings (Settings > Apps > Household Expense Tracker > Storage & cache > Clear storage) or by uninstalling the application. Uninstalling the app permanently removes all local data.

6. Children's Privacy

The App is not directed toward children under the age of 13. We do not knowingly collect or solicit personal information from children under 13. If you believe that a child has provided us with personal information, please contact us so that appropriate action can be taken.

7. Changes to This Privacy Policy

We may update our Privacy Policy from time to time. Any changes will be posted on this page with an updated "Last Updated" date. You are advised to review this page periodically for any updates.

8. Contact Us

If you have any questions, suggestions, or concerns regarding this Privacy Policy or the App, please contact us at:

• Developer Email: educrest732@gmail.com

• Application: Household Expense Tracker