About Credit Card
The IndusInd Legend Credit Card is a lifetime free premium card from IndusInd Bank, offering solid rewards on everyday spends.
Key Rewards
Earn 1 Reward Point per ₹100 on weekdays and 2 points per ₹100 on weekends (1 RP ≈ ₹0.50–₹1 value depending on redemption).
3,000–4,000 bonus Reward Points on annual spends of ₹5–6 lakhs.
No points on fuel, utilities, rent, education, insurance, or government payments; medical/telecom/auto get 1 RP/₹100.
Fees and Charges
Zero joining/annual fee (LTF).
Low 1.8% forex markup + GST (vs. industry 3.5%).
1% fuel surcharge waiver; 3.95% monthly interest; ₹300 min cash advance fee.
Lifestyle Benefits
Buy 1 Get 1 free movie tickets via BookMyShow.
Some sources note domestic lounge access (1–2 visits/quarter) and Priority Pass, though not consistently listed.
Insurance: ₹1 lakh lost baggage cover and travel protections.
Redemption Options
Cash credit (1 RP = ₹0.50, max 5,000 RP/statement, ₹149 + GST fee).
Airmiles (e.g., 400 RP = 100 Krisflyer Miles or Air India points).
Vouchers, products via rewards catalog.