IDFC FIRST Bank Mayura Credit Card

About Credit Card

The IDFC FIRST Bank Mayura Credit Card is a premium metal card designed for frequent travelers and lifestyle spenders, offering strong rewards and zero forex markup.

Key Features

Earn 10X reward points (10 points per ₹150 spent) on incremental spends above ₹20,000 per statement cycle, plus on birthdays; 5X points (5 per ₹150) up to ₹20,000.
Zero forex markup on international transactions, ideal for overseas spending.
Reward points valued at ₹0.25 each generally (₹0.50 for travel via IDFC portal) and do not expire.

Fees and Charges

Joining and annual fee: ₹5,999 + GST.
Cash advance fee: ₹199 per transaction.
No rewards on fuel, EMI conversions, cash withdrawals, fees, or charges.

Travel Benefits

4 domestic lounge/spa visits per quarter (1 guest included) and 4 international lounge visits.
Trip cancellation insurance up to ₹50,000 annually for flights/hotels.
Comprehensive travel insurance up to USD 1,200 for baggage loss or delays.

Lifestyle Perks

BOGO movie tickets (up to ₹500 off second ticket, 2x monthly via BookMyShow).
Rewards on rent, education, wallet loads (3X points), utilities, insurance (1X).
Complimentary golf games and Mastercard World Privileges for dining/shopping.

Eligibility Criteria

Basic Requirements

Age: Minimum 18 years (some sources cite 21-60 years).
Residency: Indian citizen or Non-Resident Indian (NRI).
Employment: Salaried or self-employed with stable income.
Income: Minimum monthly net income of Rs. 20,000-25,000, varying by source and location.

Documents Needed

Identity proof: PAN, Aadhaar, Passport, Voter ID, or Driver's License.
Address proof: Aadhaar, Passport, Utility Bill (recent), Bank Statement, or Ration Card.
Income proof: Salary slips (last 1-2 months), Form 16, ITR, or Bank statements (last 3 months).

Additional Notes

Good credit score (700+) preferred but not mandatory, as it's designed for low-credit profiles.
Application via IDFC FIRST Bank app/website; approval leads to card delivery post-document verification.

How to Apply?

Application Steps

Visit the official IDFC FIRST Bank website (idfcfirstbank.com) or app, navigate to the credit cards section, and select the SWYP card.
Fill in basic details like name (as per Aadhaar), date of birth, mobile number, PAN, PIN code, email, and income; check eligibility and submit OTP for verification.
Upload required documents (KYC proofs) if prompted; upon approval, pay the joining fee of Rs. 499 + GST to activate the digital card and dispatch the physical one.

Post-Approval Process

Enable e-commerce transactions via the IDFC FIRST Mobile Banking App using your customer ID and card number.
Physical card arrives in 5 working days at your registered address; update address via branch or app if needed, then call 180010888 for redispatch.
Track status in the app; first spends unlock welcome rewards like 2,000 points.

APPLY NOW!

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