To access the perks of your insurance, it is crucial to have a policy document or health card. This blog will assist you with how to get a policy document if you have health insurance with ICICI Lombard.

But, with the rich experience also comes a wide range of difficulties that are encountered along the way, and one of them is foreign currency. Travelling from one country to another poses the problem of foreign exchange, as well as of getting the best exchange rates. Not to mention, the various charges associated with swiping your credit/debit cards can cut in to your travel expense as well.


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Forex cards are purpose built to take care of these differences and are designed to offer the user, a convenient and hassle-free way to get the much-needed foreign currency. Here are some of the benefits they offer.

Forex cards are pre-loaded with the forex amount, and serve as a great hedge against volatility of currency prices. The rates offered with a forex card are always better as, unlike credit / debit cards, the rate of exchange is not pre-determined by banks.

Just as in the case of credit / debit cards, a forex card can be blocked instantly in the unfortunate event of it being lost or stolen. But, in contrast to the former, the funds in a forex card can be instantly transferred to a new account, thus making it more flexible, functional and convenient. Some companies also give an additional card that can be activated instantly, in case the primary forex card is lost.

Forex cards are gaining increased acceptance in countries around the world. They are now being accepted not only in big shopping malls, restaurants and fancy hotels, but also in taxis and local shops.

The cost-effectiveness, convenience and security that forex cards offer make them an appealing alternative to conventional debit / credit cards. While planning your next journey, consider a forex card as well as travel insurance. Travel insurance provides protection against any unfortunate incident and takes care of any eventuality so that you can enjoy your trip with complete peace of mind.

 

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When you lose your wallet, you need to get in touch with multiple banks to block your various credit and debit cards. Imagine if you are traveling and if you don't have the numbers of the Banks or don't have the card numbers available with you to block the cards. In order to ensure that our customers are protected even if they lose their cards, OneAssist provides a simple and fast solution to block all cards - just call OneAssist on 1800 123 3330 (India toll free) and we'll get all your cards blocked. Our numbers are available 24X7 round the year and can be reached from anywhere in the world.

The unique feature of OneAssist services is that it is not restricted to only one bank's card. All your cards (issued by a bank recognized by RBI in India), irrespective of the issuing bank can be blocked through the OneAssist Service. What type of cards can I register? You can register all your Bank Cards - credit, debit, forex and prepaid cards.

If you lose your card and don't have any other means to settle the Hotel Bills while travelling, OneAssist will facilitate for the settlement of the Hotel Bills (subject to the maximum limits specified in your plan). You will have to pay back the amount to the service partner within 28 days of the settlement of the hotel bill on you are back home safe and sound.

If you have lost your wallet and your cards and you don't have your return tickets booked and need assistance in booking return tickets to get back home, OneAssist will arrange for booking of your return tickets to reach home back safely. You will have to pay back the amount to the service partner within 28 days of the settlement of the Ticket on you are back home safe and sound.

The OneAssist Service Guarantee provides complete protection against any fraud after the card has been reported for blocking. It is important to note that Post Reporting Cover is extended only to cards that are reported as lost or misused to OneAssist & requested for blocking.

In case of death or permanent total disability due to accident, insurer shall cover credit card debt or credit outstanding balance of the end customer, not exceeding sum insured agreed in the OneAssist membership program opted by them. This benet is valid for a single claim only

This benefit covers the purchase (using credit/debit cards only) of your electronic items against loss or damages occurring due to fire and allied perils and burglary for a period of 180 days from the invoice date or end of OneAssist membership

If you lose your PAN card or driving license along with your wallet, OneAssist will help you in replacing those without any charges. OneAssist will send you the forms and the list of documents required for PAN and driving license replacement. All you have to do is send the filled-up forms to us and we will help in getting the lost PAN card or driving license replaced.

This link provides you an Electronic Identity Card. E-card can be downloaded with Member id,Policy Number or Employee number. E-Card is only to identify/track your policy. For cashless you need to send request in prescribed format from Networking Hospitals and approval is subject to policy T&C. 17dc91bb1f

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