Introduction
Welcome to Hoyabooks (the "App"). Virile Software ("we," "our," or "us") respects the privacy of our users (“user” or “you”) and is committed to protecting the personal information you share with us. This Privacy Policy describes how we collect, use, and disclose your information when you use our App.
Hoyabooks is committed to protecting the privacy and security of the users. If you are a security researcher or user who discovers a vulnerability in the App or Site we invite you to let us know by emailing us at virilesoftware@gmail.com, support@virilesoftware.com.
Please include 1) your name, 2) your contact information, 3) a detailed description of the vulnerability, and 4) any information needed for Hoyabooks to reproduce the vulnerability. Hoyabooks will use reasonable efforts to promptly acknowledge and keep you up to date on the status of your submission. We put a lot of effort into the security of the Site and you should be proud of your discovery, but we ask that you allow us to address the vulnerability before making any public disclosure.
Hoyabooks goes through an intensive review process by our dedicated privacy team. This team, composed of data protection specialists, evaluates each product’s privacy implications meticulously before it is launched. Their responsibilities span assessing potential risks, implementing data minimization strategies, and ensuring compliance with local and international data protection laws.
You can, therefore, expect that privacy is not an afterthought, but a core principle driving the creation and deployment of our solutions. This approach underscores our unwavering dedication to upholding your privacy rights and fostering a secure and trustworthy environment for your financial transactions.
Upon Issuance.
Our primary purpose in collecting personal information from you is to provide you with a safe, smooth, efficient, and customized experience. This allows us to provide services and features that most likely meet your needs, and to customize our service to make your experience safer and easier. We only collect personal information about you that we consider necessary for achieving this purpose. We may collect information about you in a variety of ways. The information we may collect via the Application depends on the service you use and includes:
I. Personal Data
Demographic and other personally identifiable information (such as your name, phone number and email address) that you voluntarily give to us when choosing to participate in various activities related to the Application, such as sharing invoice, sharing account information with your auditor, and responding to surveys. If you choose to share data about yourself via your profile, online chat, or other interactive areas of the Application, please be advised that all data you disclose in these areas is public and your data will be accessible to anyone who accesses the Application. We may also collect information related to your national identification card number and require a self-portrait to verify your identity as per the requirements of Anti-Money Laundering and Counter-Terrorism Financing legislation. That information along with other personally identifying information about you will be shared internally and may also be shared externally with our compliance, banking, aggregation and product offering partners that undertake automated review of your information: (i) against relevant government maintained sanctions lists and lists of politically exposed persons, (ii) for purposes of facial recognition against government provided identification documents, (iii) for accuracy against national databases, (iv) for confirming your identity against other relevant databases such as those maintained by companies providing credit reports, and (v) for the purpose of monitoring transactions for fraudulent and other illegal activities.
II. Derivative Data
The information our servers automatically collect when you access the Application, such as your native actions that are integral to the Application, as well as other interactions with the Application and other users via server log files.
III. Financial Data
Financial information, such as data related to your mobile money account and payment method that we may collect when you purchase, order, return, exchange, or request information about our services from the Application. Please note that we store only very limited, if any, financial information that we collect in line with regulatory requirements for safeguarding such information. Otherwise, all financial information is stored by our payment processor.
IV. Mobile Device Access
We may request access or permission to certain features from your mobile device, including your mobile device’s camera (for the purpose of “selfies” used for identification verification), contacts (for the purpose of engaging contacts to join you on the Application), SMS messages (which we may use in the future to simplify your login to the Application), storage (for storing your profile picture for the Application), and potentially GPS (for anti-fraud, Application security purposes) and other features. If you wish to change our access or permissions, you may do so in your device’s settings. It should be noted that like other Applications, we will have access to your device fingerprint which identifies the specific device used for the Application.
V. Mobile Device Data
Information such as your mobile device ID number, model, and manufacturer, version of your operating system, phone number, country, location, and any other data you choose to provide.
VI. Push Notifications
We may request to send you push notifications regarding your account or the Application. If you wish to opt out from receiving these types of communications, you may turn them off in the application under the settings tab.
VII. Third Party Data
Information from third parties, such as personal information or network friends, if you connect your account to the third party and grant the Application permission to access this information.
VIII. Data from Contests, Giveaways, and Surveys
Personal and other information you may provide when entering contests or giveaways and/or responding to surveys.
2. Usage Data:
We collect information about how you use the App, such as the features you use and the time spent on the App.
We use your personal information to provide to you the services offered by the Site; resolve service and billing disputes; troubleshoot problems; bill any amounts due from you; measure consumer interest in our products and services, inform you about online and offline offers, products, services, events and updates; deliver information to you that, in some cases, is relevant to your interests, such as product news; customize your experience; detect and protect us against error, fraud and other criminal activity; enforce our Terms of Service; provide you with system or administrative messages, and as otherwise described to you at the time of collection. On occasion we use email address or other contact information to contact our Users to ask them for their input on our services, to forward to them media opportunities, and even to invite them to dinner.
We may also use personal information about you to improve our marketing and promotional efforts, to analyze Site usage, to improve our content and product offerings, and to customize the Site’s content, layout, and services. These processes include automated decision-making and profiling information. The intention of the usage is to improve the Site and the FreshBooks application and better tailor it to meet your needs, so as to provide you with a smooth, efficient, safe and customized experience while using the Site.
3. Device Information:
We may collect information about the device you use to access the App, including the device model, operating system, unique device identifiers, and mobile network information.
4. Log Data:
Log Data is used to compile various (anonymized) metrics to get a better understanding of how the websites and applications are being used (which features are used most, how many times users are using ”search”, for example), so that we can improve the user experience of our services and also make better decisions for future initiatives like new features or services (better explanation of the product’s features, for example).
Device and Internet Usage: If you visit our websites or use our applications, we may collect information from your device, including identifiers to help us identify your device’s hardware and operating system. Device information may be accessed using industry-standard identifiers such as those approved by your device operating system manufacturer. We use this information to better adapt our services to your device and operating system.
Cookies – Cookies are small data files that are stored on your device by a service. Among other things, the use of cookies helps us to improve the service and your experience of the service. We use cookies to see which areas and features of the service are most popular, to count the number of devices accessing the site, to personalize your experience, and to remember your preferences. If your browser or device is set not to accept cookies or if you reject a cookie, you may not be able to access certain features or services.
How We Use Your Information
We use the information we collect in the following ways:
To Provide and Improve the App: We use your information to operate, maintain, and improve the App, including troubleshooting, data analysis, testing, and research.
To Communicate with You: We may use your information to contact you with updates, promotional materials, and other information that may be of interest to you.
To Personalize Your Experience: We use your information to personalize the content and features you see based on your preferences and usage.
To Ensure Security: We use your information to protect the security and integrity of the App and your data.
Sharing Your Information
We do not share your personal information with third parties except in the following circumstances:
With Your Consent: We may share or disclose your information with your consent.
For Legal Reasons: We may disclose your information if required to do so by law or in response to a valid request by public authorities.
To Protect Rights and Property: We may disclose your information to protect our rights and property, or the safety of our users or the public.
Data Security
We implement appropriate technical and organizational measures to protect your information from unauthorized access, use, or disclosure. However, no internet transmission is completely secure or error-free, and we cannot guarantee the absolute security of your data.
Your Rights
Decide whether to use our service: You can decide whether to download our applications or visit our websites. When we update our policies, you can decide whether to continue using our services or not. You can opt-out of certain functions in our application settings.
Decide on the permissions granted to the service: You can decide whether to grant certain permissions to our services in the system settings. Please note that some functions cannot be run without specific permissions.
Your choice to the Site/App includes
Access and Correction: You can access and update your personal information through the App settings.
Opt-Out: You can opt-out of receiving promotional communications from us by following the instructions in those communications or by contacting us directly.
Data Deletion: You can request the deletion of your data by contacting us. We will process your request in accordance with applicable laws.
If you are a resident of the European Union (EU) and the European Economic Area (EEA), you have certain data protection rights described in the General Data Protection Regulation (GDPR).
If you are a California resident, you can implement your rights as provided in the California Consumer Privacy Act (CCPA)
If you have any requirements or questions, please contact us at:support@virilesoftware.com
Children’s Privacy
Our Services are not intended for use by children under the age of 13 (“Children”). We are committed to protecting the privacy needs of children and we encourage parents and guardians to take an active role in their children’s online activities and interests. We do not knowingly collect information from children under the age of 13, and in the event that we learn or receive a valid notice that a child under the age of 13 has provided information on the service, we will delete that information as soon as possible.
Changes to This Privacy Policy
We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy within the App. Your continued use of the App after any changes indicates your acceptance of the new Privacy Policy.
Contact Us
If you have any questions or concerns about this Privacy Policy or our data practices, please contact me.