Filing a taxi passenger accident claim is similar to filing a claim against another car driver. Once you get the details of the other driver, you should try to determine who is at fault for the accident. To begin, call 9-1-1 and get the details of the taxi driver. Obtain the driver's name, insurance company, vehicle number, and employer. The employer is the one who owns the taxi. If possible, take pictures of the scene.
Photographs and video footage may be useful if you can document the incident and show the injuries. You can also include medical records that show any treatment you received. You can use this evidence to show that you suffered injuries and lost earnings due to the accident. It is important to note that the time limit for filing a taxi passenger accident claim is three years. However, some people may decide to file for a claim without the necessary evidence. The amount of compensation is dependent on the extent of the injuries and other factors.
When filing a claim, you must remember that taxi drivers are required by law to carry liability insurance. New York City law sets minimum limits for the liability insurance of a taxi service. In general, taxis must carry $300,000 liability insurance. This insurance policy will cover the medical costs of any injured passengers. If you file a claim, your insurance company should pay for your medical bills and other damages. Regardless of the insurance coverage, the taxi passenger accident claim process will be more straightforward if you know what to do.
During your claim, take photographs of the scene of the accident and take contact details of the other drivers involved. If there are witnesses, get their contact information as well. This can be valuable evidence for your claim. Moreover, make sure to keep track of your expenses during the accident. Taking notes about what happened at the time of the accident is also a must. And if you suffer an injury, take photos of it and keep a diary.
Although the process of filing a taxi passenger accident claim is straightforward, it is not an easy task. The insurance companies of all of the parties involved in a taxi accident will try to shift the responsibility for the crash to the other driver. Often, they will attempt to find ways that you contributed to the accident and thus, will contest your claim. So, it is advisable to contact an accident claims solicitor right away. This is the best way to ensure that your claim is successful.
The court case was highly unusual in the sense that the negligent driver of the cab was admittedly at fault for the accident. However, in the end, the woman was able to file a taxi passenger accident claim despite the insurer's attempts to settle the claim. While the driver was admitted to the fault in the accident, the woman's injuries were not as severe as the court claimed. Despite the complexity of the case, the judge dismissed the insurance company's claims, although the medical evidence was inconclusive.