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Background and objectives: Low physical activity (PA) is a risk factor for mortality in the general population. This is largely unexplored in renal transplant recipients (RTRs). We studied whether PA is associated with cardiovascular and all-cause mortality in a prospective cohort of RTR.
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Conclusions: Low PA is strongly associated with increased risk for cardiovascular and all-cause mortality in RTRs. Intervention studies are necessary to investigate whether PA improves long-term survival after renal transplantation.
The benefits of sending and receiving money are already in the Chase Mobile app, so there is no new app to download. Just sync your contacts from your mobile phone to make it easy to send friends and family money. Plus with Zelle you can split the cost of the bill and set up future dated and recurring payments to others you know and trust who have a bank account in the U.S.
Chase does not charge consumers additional fees for Zelle transactions. You need a Chase checking account to use Zelle. Consult your account agreement for any associated account fees. Message and data rates apply depending on your mobile service provider.
To protect your account, we place a daily dollar send limit on Zelle payments, even if your available balance is higher than the daily limit. To help protect you from fraud and scams, Chase dynamically determines the limit for each transaction at the time you set it up based on a number of factors including your recipient. Each transaction will fall within a tier limit that reflects the aggregate total you can send to all recipients within that tier in a day:
Non-Chase customers can check to see if their financial institution offers Zelle and sign up. If their bank or credit union doesn't offer Zelle, they can register in the Zelle app to send or receive money with Zelle. Go to zellepay.com/get-started for more information.
Choose the checking account that works best for you. See our Chase Total Checking offer for new customers. Make purchases with your debit card, and bank from almost anywhere by phone, tablet or computer and more than 15,000 ATMs and more than 4,700 branches.
Chase credit cards can help you buy the things you need. Many of our cards offer rewards that can be redeemed for cash back or travel-related perks. With so many options, it can be easy to find a card that matches your lifestyle. Plus, with Credit Journey you can get a free credit score!
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Our suite of security features can help you protect your info, money and give you peace of mind. See how we're dedicated to helping protect you, your accounts and your loved ones from financial abuse. Also, learn about the common tricks scammers are using to help you stay one step ahead of them. If you see unauthorized charges or believe your account was compromised contact us right away to report fraud.
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As part of fulfilling its mission to safeguard the financial system and promote national security, FinCEN, through its Financial Institution Advisory Program, issues public and non-public advisories to financial institutions concerning money laundering or terrorist financing threats and vulnerabilities for the purpose of enabling financial institutions to guard against such threats. Advisories often contain illicit activity typologies, red flags that facilitate monitoring, and guidance on complying with FinCEN regulations to address those threats and vulnerabilities. Financial institutions may use this information to enhance their Anti-Money Laundering (AML) monitoring systems for more valuable suspicious activity reporting.
Venmo, Zelle and Cash App are leaving consumers vulnerable to fraud that's \"draining bank accounts of significant sums of money,\" Manhattan District Attorney Alvin Bragg said in letters to the companies that own those financial apps. He demanded they increase protections.
Bragg's letters said he was writing \"in response to a growing number of incidents\" involving fraud and theft \"through the exploitation of your company's mobile financial applications on personal electronic devices such as iPhones.\"
In the past year, there have been thefts stretching from Los Angeles, where several people were robbed of thousands of dollars through Venmo at knifepoint, to Orlando, where a woman had thousands drained from her Venmo after a child asked to use her phone. Similar thefts and robberies have been publicly reported in West Virginia, Louisiana, Illinois, Kansas, Tennessee, Virginia and elsewhere across the United States.
\"These crimes involve an unauthorized user gaining access to unlocked devices and then draining bank accounts of significant sums of money, making purchases with mobile financial applications, and using financial information from the applications to open new accounts,\" Bragg's letters said. \"Offenders also take over the phone's security by changing passwords, recovery accounts, and application settings. The ease with which offenders can collect five- and even six-figure windfalls in a matter of minutes is incentivizing a large number of individuals to commit these crimes, which are creating serious financial, and in some cases physical, harm to our residents.\"
The district attorney called on Venmo, Zelle and Cash App to adopt additional security measures, including imposing limits on transactions, requiring secondary verification of up to a day and better monitoring of unusual activity.
\"I am concerned about the troubling rise in illegal behavior that has developed because of insufficient security measures connected with your software and business policy decisions,\" Bragg's letters said.
Reacting to the Manhattan DA's comments, a spokesperson for Early Warning Services, LLC, the network operator of Zelle, said the company was \"aware of isolated criminal incidents\" described in the Manhattan District Attorney's letter.
\"Providing a safe and reliable service to consumers is the top priority of Early Warning Services, LLC, the network operator of Zelle, and our 2,100 participating banks and credit unions,\" the statement continued. \" As a result of our continued efforts to build on Zelle's strong foundation of security, less than one tenth of one percent of transactions are reported as fraud or scams, and that percentage keeps getting smaller.\"
In the statement, the spokesperson said its network's \"participating financial institutions are required to reimburse consumers for confirmed fraud claims. Consumers should contact the local authorities and their bank and credit union if they were a victim of a crime to begin the claims process.\"
\"We work proactively and diligently to safeguard our customer's money and mitigate against the risk of fraud on our platform through a combination of preventative controls like multi-factor authentication, account transaction limits, fraud detection, and consumer education. We also partner with law enforcement agencies to detect and combat criminal activity,\" the statement said.
\"PayPal and Venmo take the safety and security of our customers and their information very seriously,\" a PayPal spokesperson told ABC News. \"In addition to proactively leveraging sophisticated fraud detection tools, manual investigations, and partnering closely with law enforcement agencies to protect our customers against common scams, we have several options in place to enable enhanced layers of security and protection directly within our apps.\"
We are offering you the Service through one or more Service Providers that we have engaged to render some or all of the Service to you on our behalf. However, notwithstanding that we have engaged such a Service Provider to render some or all of the Service to you, we are the sole party liable to you for any payments or transfers conducted using the Service, and we are solely responsible to you and any third party to the extent any liability attaches in connection with the Service. You agree that we have the right to delegate to Service Providers all the rights and performance obligations that we have under this Agreement, and that the Service Providers will be third-party beneficiaries and entitled to all the rights and protections that this Agreement provides to us.
You acknowledge and agree that we will begin the funds transfer process once the recipient has provided (or we otherwise obtain) all required information, and you hereby authorize and direct us to retain such funds until the earlier of such time as the recipient has provided (or we otherwise obtain) all required information or up to fourteen (14) days. 152ee80cbc
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