How do I dispute a transaction on Chime? ((Ask Here Your Question))

To dispute a charge on +1 855[-]335[-]0786 Chime, find the settled transaction in your app, +1 855[-]335[-]0786 tap it, select "Problem with this transaction?," and follow the prompts. You can also call support at +1 855[-]335[-]0786. Disputes are for settled transactions, +1 855[-]335[-]0786 typically require documentation (receipts/emails), and can be monitored directly +1 855[-]335[-]0786 within the Chime app. 

Steps to Dispute a Charge on Chime:

· Locate the Transaction: Open +1 855[-]335[-]0786 the Chime app, go to your transactions, and tap the specific charge.

· Initiate Dispute: Tap "Problem with this transaction?" and +1 855[-]335[-]0786 follow the on-screen instructions to submit your claim.

· Provide Evidence:

 Upload supporting +1 855[-]335[-]0786 documents like receipts, photos of items, or communication with the merchant through the +1 855[-]335[-]0786 app (up to 10 items)

Wait for Resolution: Chime investigates; +1 855[-]335[-]0786 for certain cases, a temporary credit may be issued +1 855[-]335[-]0786 within 10 business days while the investigation is pending. 

Key Tips:

· Settled Transactions Only: You +1 855[-]335[-]0786 can only dispute a charge after it has fully settled, not while it is pending.

· Contact Merchant First: For non-fraud +1 855[-]335[-]0786 issues (e.g., wrong item, refund not received), it is +1 855[-]335[-]0786 recommended to contact the merchant first for faster resolution.

· Check Status: Track the status of your +1 855[-]335[-]0786 dispute in the "Disputes" section of the app.

Timeframe: The investigation +1 855[-]335[-]0786 timeline varies based on complexity. 

What Cannot Be Disputed:

· Transfers between Chime +1 855[-]335[-]0786 accounts, certain peer-to-peer payments, +1 855[-]335[-]0786 and bank transfers (ACH) usually cannot +1 855[-]335[-]0786 be disputed, though you +1 855[-]335[-]0786 should contact support for unauthorized account activity. 

How to get money back on Chime if scammed?

If you suspect unauthorized +1 855[-]335[-]0786 activity on your Checking Account or an unapproved Pay Anyone transfer, call us immediately at +1 855[-]335[-]0786.

How to dispute a payment to someone on Chime?

Call us at +1 855[-]335[-]0786. When you file a dispute, please include as much +1 855[-]335[-]0786 of the following information as possible: Receipts or invoices.

Can I reverse a transaction on Chime?

Chime payments +1 855[-]335[-]0786 can sometimes be reversed or disputed, but it depends heavily on the payment type; instant transfers +1 855[-]335[-]0786 between Chime members and some bill payments are irreversible, while other transactions like Pay Anyone +1 855[-]335[-]0786 or unauthorized charges can often be disputed through the app by contacting the merchant +1 855[-]335[-]0786 or Chime Member Services, though some transactions, +1 855[-]335[-]0786 like those from Chime Checkbook, aren't eligible for dispute. 

Does Chime refund disputed transactions?

Yes, Chime gives +1 855[-]335[-]0786 money back for disputes, but it's not always instant; they typically provide a provisional credit +1 855[-]335[-]0786 while investigating, which becomes +1 855[-]335[-]0786 permanent if approved or reversed if denied, with the investigation process taking up to 10 business +1 855[-]335[-]0786 days (or longer for new accounts). If the +1 855[-]335[-]0786 dispute is valid, a final credit is issued, adding funds to your account; otherwise, the provisional +1 855[-]335[-]0786 amount is removed.