Economics of Information Systems
Financial Technologies
Online lending
Digital Platforms
Algorithmic Trading
Cyber Security
Enterprise Systems
Information systems have always had great potential to disrupt industries and affect social welfare. My research focuses on emerging financial technologies, given their huge potential to influence social welfare. In particular, my dissertation centers on the societal implications of online lending platforms, which are enabled and supported by recent developments in two-sided online markets and automated underwriting technologies. These platforms underwrite borrowers automatically and match borrowers directly with investors willing to lend their capital by making borrowers’ credit information transparent to investors. These markets can improve social welfare by helping individual investors participate in the loan markets while providing borrowers with a new and affordable source of credit. . Therefore, investigating how online lending platforms work and how they influence the economy and society is of significant theoretical importance and practical implications. However, my research suggests that this potential is not being fulfilled.
Hongchang Wang and Eric Overby, “How Does Online Lending Influence Bankruptcy Filings?”. Accepted by Management Science.
Hongchang Wang and Eric Overby, “Do Political Differences Decrease Market Efficiency? An Investigation in the Context of Online Lending”. Under first round revision for Management Science (1st round revise and resubmit).
Sinan Aral, Erik Brynjolfsson, Chris Gu, Hongchang Wang, and D.J. Wu, “Estimating the Returns to Streamlined Enterprise Systems: The Virtuous Cycle of Investment and Use in Streamlined Enterprise Systems”. Under review.
Hongchang Wang and Eric Overby, “How Does Algorithmic Trading Influence Investor Participation in Peer-to-Peer Online Lending Markets”. Preliminary manuscript completed.
(Note: Only including presentations by Hongchang Wang)
Hongchang Wang and Eric Overby, “How Does Online Lending Influence Bankruptcy Filings? ”.
- Presented at the 2018 INFORMS Annual Meeting. Phoenix, AZ, November 2018.
- Presented at the 2017 Statistical Challenges in E-Commerce Research Symposium (SCECR). Ho Chi Minh City, Vietnam, June 2017.
- Presented at the 2017 Academy of Management Meeting (AOM). Atlanta, GA, August 2017.
- Presented at the 2017 INFORMS Conference on Information Systems and Technology (CIST). Houston, TX, October 2017.
Hongchang Wang and Eric Overby, “Do Political Differences Decrease Market Efficiency? An Investigation in the Context of Online Lending ”.
- Accepted for presentation at the 2018 International Conference on Information Systems (ICIS). San Francisco, CA, December 2018. (Session "Economy-1" at Pacific Suite J on December 14th 8:30-10:00 AM)
- Presented at the 2018 INFORMS Annual Meeting. Phoenix, AZ, November 2018.
- Presented at the 2017 Workshop on Information Systems and Economics (WISE). Seoul, Korea, December 2017.
Hongchang Wang and Eric Overby, “How Does Algorithmic Trading Influence Investor Participation in Peer-to-Peer Online Lending Markets”.
- Presented at the 2018 Conference on Information Systems and Technology (CIST). Phoenix, AZ, November 2018.
Econometric Analysis
Machine Learning
Analytical Modeling
Quantitative Analysis and Simulation
Survey
Case Study
(Strong interest in) Field Experiment
Stata
Python
Matlab
SQL
R
Know more about Hongchang's Selected Publications before Joining Georgia Tech program.