FLEX TERM

Customize loans to meet the individual needs of each investor. Designed for real estate investors seeking lower payments on a long-term, fixed-rate loan with no balloon payment.

Key Features

• 30-year fixed rate.

• Interest-only payments up to 10 years.

• Great for qualifying self-employed investors and small business owners.

• Based on property value, not personal income.

• Best alternative to hard money loans.

Property Types

• Investor 1-4 (SFR, Condo, and 2-4 Units)

• Multi-Family (5+ Units)

• Mixed-Use

• Commercial (Office, Retail, Warehouse, Self-Storage, and Automotive)

ARV PRO

A short-term solution for improving property value and maximizing rental appeal. Designed for real estate investors seeking a short-term, interest-only loan to maximize appreciation, stabilize cash flow, and minimize vacancies.

Key Features

• Allows borrowers to finance improvements based on the property’s “as repaired value.”

• Helps to increase market value, rental appeal, demand, and rental rates.

• Great for borrowers who need a quick close.

• An interest-only, 1-year term to lower monthly payments.

• A higher LTV than hard money lenders.

Property Types

• Investor 1-4 (SFR, Condo, and 2-4 Units)

FLEX INTEREST ONLY

A short-term interest-only loan program. Designed for investors seeking short-term financing with no prepay penalties.

Key Features

• An interest-only, 24-month term provides lower monthly payments.

• Available for purchase or cash-out refinance.

• Perfect for acquiring or leveraging real estate holdings.

• A higher LTV than hard money options.

Property Types

• Single Family

• Condominiums

• Townhomes

• Small 2-4 Unit Apartments

FAST50 LOAN

A low LTV loan with easy credit requirements. Our Fast50 Loan is designed for investors with derogatory credit issues and high equity seeking quick and easy credit qualification.

Key Features

• Streamlined underwriting.

• No seasoning of ownership required.

• Improved pricing compared to our FlexTerm program.

• Available as a 3-year-fixed or 30-year-fixed loan, each amortized over 30 years

Property Types

• Investor 1-4 (SFR, Condo, and 2-4 Units)

• Multi-Family (5+ Units)

• Mixed-Use

• Commercial (Office, Retail, Warehouse, Self-Storage, and Automotive)

EMD SOFT MONEY LOAN

Have a commercial property acquisition deal on the table and need to put earnest money down?

Homega Capital Group Partners pays it for you.

Earnest money financing for commercial property acquisitions all

around US.

Key Features

• We take care of everything you need to secure a commercial property :

ü You chose the name - we register an LLC

ü You negotiate the terms with the seller - we sign the PSA

ü You pay upfront commission - we wire the soft deposit on escrow

Investor Capital Advance

Ideal for Newbies with less than 2 years in business but open to all investors.

Key Features

Simple And Fast

Receive a decision within 1 day

capital up to $2,000,000 as soon as 1-2 business days.

Use as a bridge loan without the "hard money" stipulations.   

TRANSACTIONAL FUNDING

Homega Capital Group Partners offers you (Investor B above) a private, 1-3 day bridge loan to buy Seller A’s property. We charge the most attractive competitive rates – only 1.75% versus the industry’s standard of 2-3% or higher and you don’t have to use one penny of your own money.

On the same closing day, you sell the same property to End Buyer C. These two transactions, or closings, must take place on the same day (certain exceptions apply due to state regulations) and use the same title company or closing agent.  The C end buyer's funds must already be in escrow when AB closing takes place.

Key Features

• Funding in as little as 24-48 hrs after request

• NO UPFRONT FEES! The back-end processing fee of $495 is now charged on the back-end. Please note ETF (Extended Transactional Funding) is no longer available.

• Simple. A one to three day, back-to-back real estate transaction funding involves 3 parties and 2 stand alone closings.

"A" - Seller

"B" - Investor

"C" - End Buyer

"A" sells to "B" (AB Closing) and "B" sells to "C" (BC Closing)

• POF & VOD Available FREE

• No LTV, no credit check, no appraisal, and no income verification.  You only have to have the seller (A), you (B investor) and end buyer (C) in place.  Once you get the commitment letter from the C buyer’s mortgage company or proof of funds from your C buyer, you may complete our Funding Request form.

FOREIGN INVESTORS

The perfect option for foreign real estate investors.

Our Foreign Investor program is specifically designed for foreign investors who are seeking investment properties in the U.S. but have not found a financial solution.

Key Features

• LTVs of up to 65%.

• No U.S. credit required.

• No seasoning of funds required.

• No other U.S. investment experience required.

Property Types

• Investor 1-4 (SFR, Condo, and 2-4 Units)

• Multi-Family (5+ Units)

• Mixed-Use

• Commercial (Office, Retail, Warehouse, Self-Storage, and Automotive)

DOWN PAYMENT LOAN

Great For Investors that have verifiable cash flow but do not want to use their hard cash as down payment. 

Key Features

• Works Like a Personal Loan

• Easy Application-Fast Approval

• 6-24 month terms

• Pay little over time

• Early Pay off fees