How to Pay Your Home Depot Credit Card Bill Online ?

Why Paying Online is the Best Option?

Paying online is:

• Fast and secure

• Available 24/7 — no need to visit a store or wait on hold

• Lets you schedule payments in advance

• Helps you track your payment history easily

• Ideal for avoiding late fees and protecting your credit score

What You’ll Need to Pay Online

Before you begin, make sure you have:

• A Home Depot Credit Card (Consumer or Commercial)

• Access to the internet

• A bank account to pay from

• Your login details for the online portal

Step-by-Step to Pay Your Home Depot Credit Card Bill Online

Step 1: Visit the Payment Website

• Go to:  www.homedepot.com/mycard

• Click on “Make a Payment” or log in to your card account.

Step 2: Log in to Your Account

If you already have an account:

• Enter your User ID and Password

• Click “Sign In”

If you're new:

• Click on “Register Your Card”

• Provide your card details and follow the steps to set up your login credentials

Step 3: Choose Your Payment Method

Once logged in:

• Go to the Payments section

• Choose your bank account or add a new one

• Select payment amount:

  • Minimum due

  • Statement balance

  • Custom amount

Step 4: Select Payment Date

You can:

• Pay immediately

• Or schedule the payment for a future date (before due date)

Step 5: Confirm and Submit

• Review all payment details

• Click “Submit”

• You’ll receive a confirmation on the screen and by email

Set Up AutoPay

To ensure you never miss a payment:

• Log in to your account

• Go to AutoPay settings

• Choose how much to pay and when

• Link your bank account

• Save changes

FAQs

Q1. Is there any fee for paying online?
No. Online payments through Citi are completely free.

Q2. Can I cancel or modify a scheduled payment?
Yes, as long as it's done before the processing date.

Q3. Can I use a debit card to pay?
Yes, as long as it’s linked to a valid bank account.

Q4. What happens if I miss a payment?
A late fee may apply, and it could impact your credit score. That’s why online payments or AutoPay are helpful.