The Essential Home Buyer's Guide

Steps to help you understand the home buying process

Karen Mai

Realtor

Welcome! As a first-time home buyer or experienced buyer, you may have lots of questions about buying a home. Therefore, I have prepared this home buyer presentation for you. I want to provide you all the details about the process of buying a home in San Francisco. You will learn the followings: 

What are the steps in the home buying process? 

What documents are required to make an offer? 

What are the details in the purchase contract? 

What are the closing costs or fees that you need to pay? 

I hope you find this information helpful and educational. When you are ready to buy a home in San Francisco, please feel free to reach out. I am here to answer all your questions and guide you to become a homeowner.  

home buying process chart.pdf

The Buying Process

This buying process will give you a good idea of what to expect from the beginning of home search to become a homeowner. 

Offer Required Documents.pdf

Making An Offer

We will need these documents and other requirements in order to present your written and signed offer to the seller. 

SFAR purchase agreement sample.pdf

SFAR Purchase Agreement Sample

ONLY if you are planning to buy a property in San Francisco city.

This is a legal binding contract between the buyer and the seller for San Francisco only. Get familiar with this SFAR Residential Purchase Agreement. We will discuss how to write a strong offer to include any applicable terms/conditions with a winning strategy to stand out from the rest of the buyers.

CAR purchase agreement sample.pdf

CAR Purchase Agreement Sample

ONLY if you plan to buy a property outside of San Francisco city, then we will use a CALIFORNIA contract

This is a legal binding contract between the buyer and the seller for the state of California. Get familiar with this CAR Residential Purchase Agreement. We will discuss how to write a strong offer to include any applicable terms/conditions with a winning strategy to stand out from the rest of the buyers.


Escrow Process chart.pdf

Escrow Process

Title/Escrow is opened with a title company once the seller accepts your offer. A 3% deposit of the purchase price is the first check that you need to send to title company. 


Closing Costs.pdf

Closing Costs

For Real Estate transactions in California, a buyer typically pays for closings costs including title insurance and escrow fees which is usually around 1-2% of your loan amount.


Buyer Closing Statement.pdf

Closing Costs Statement Sample

Once you have loan commitment from the lender, you are good to close the transaction. The title company will provide an estimated closing statement so you know how much you need to write a check to bring to title company for closing.


What do you need to get started when buying a home.pdf

Financial Docs Requirement 

This guide will help you prepare all your financial documents before you meet with a loan officer to obtain a mortgage. 


Homebuyers Guide.pdf

The Essential Homebuyer's Guide

This guide will provide you each step of the buying process plus buying tips and tricks. 


Home Search App

Download Karen's Home Search App to access Coming Soon properties on the go  


Find Your Next Home

Link to my website to search all types of properties for sale in San Francisco & More 


Thank you for taking your time to view this home buying presentation. If you have any questions, please call/text me at (415) 602-5288 or use the link below to schedule a no obligation strategy call to explore the opportunity of today's market.  https://calendly.com/agentkaren/questions

I look forward to guiding you to find your next home.

Karen Mai

Realtor / San Francisco Real Estate Agent

(415) 602-5288