HisaabKitaab (“we”, “our”, or “the app”) respects your privacy and is committed to protecting your personal information. This Privacy Policy explains how we collect, use, and safeguard your data when you use our application.
1. Information We Collect
We collect the following types of data to provide core functionality:
a) SMS Data (Sensitive Permission)
The app reads SMS messages related to financial transactions (e.g., bank alerts, payment confirmations).
This is used only for automatic expense tracking and categorization.
b) Financial & Transaction Data
Expenses, income entries, and financial records created within the app.
c) Google Account Information
When you sign in using Google, we access basic account information (such as email) only for authentication and backup purposes.
2. How We Use Your Information
We use your data strictly for the following purposes:
To automatically detect and record financial transactions from SMS
To provide expense tracking and financial insights
To backup and restore your data securely using Google Drive
To improve app functionality (without identifying users)
3. SMS Permission Usage (Important Disclosure)
HisaabKitaab uses the following permissions:
READ_SMS
RECEIVE_SMS
These permissions are used strictly for:
Identifying financial transaction messages
Automatically adding entries to your expense tracker
⚠️ Important:
SMS data is processed entirely on-device
No SMS content is sent to any server or third party
4. Data Storage & Security
a) Local Storage
Your data is primarily stored securely on your device using local database storage.
b) Cloud Backup (Google Drive)
If enabled, your data is backed up to your personal Google Drive account.
The app uses a restricted access folder (App Data Folder) that is not accessible by others.
c) Encryption
All data transfers use secure HTTPS (TLS encryption)
Data stored on your device is protected by Android’s built-in encryption
Data stored in Google Drive is encrypted by Google’s infrastructure
5. Data Sharing
We do NOT sell, trade, or share your personal data with third parties.
Your data may only be:
Stored locally on your device
Backed up to your personal Google Drive (under your control)
6. Third-Party Services
The app uses:
Google Sign-In (for authentication)
Google Drive API (for backup)
These services are governed by Google’s Privacy Policy.
7. User Control & Data Deletion
You have full control over your data:
You can delete all app data by uninstalling the app or clearing app storage
You can remove backups from your Google Drive at any time
8. Children’s Privacy
This app is not intended for children under the age of 13. We do not knowingly collect data from children.
9. Changes to This Privacy Policy
We may update this Privacy Policy from time to time. Any changes will be reflected on this page with an updated effective date.
10.Data Deletion Request
Users can request deletion of their data using the following methods:
• Uninstalling the app or clearing app storage removes all locally stored data.
• If backup is enabled, users can delete their data from their Google Drive (App Data folder).
• Users can revoke access to the app via their Google Account settings.
We do not store user data on external servers, and no data is retained after deletion.
11. Contact Us
If you have any questions or concerns about this Privacy Policy, please contact: