Discussion:

• “Household Finance” by F. Gomes, M. Haliassos, and T. Ramadorai, Journal of Economic Literature, 2021.

• “Simple Allocation Rules and Optimal Portfolio Choice Over the Lifecycle”, by V. Durate, J. Fonseca, A. Goodman, and J. Parker

Presentation:

• “Equity and Incentives in Household Finance,” by Herbst, Palacios, and Yannelis

Discussion:

• “Countercyclical Income Risk and Portfolio Choices: Evidence from Sweden” by Catherine, Sodini, and Zhang

Presentation:

• “Overreaction in Expectations: Evidence and Theory” by Afrouzi, Kwon, Landier, Ma, and Thesmar

Discussion:

• “Socioeconomic Status and Macroeconomic Expectations” by Das, Kuhnen, and Nagel, RFS 2020

Presentation:

• “Can Human Capital Explain Income-based Disparities in Financial Services?” by Huang, Mayer, Linck, and Parsons

Discussion:

• “Financial Literacy and Stock Market Participation” by Van Rooij, Lusardi, Alessie, JFE 2011

Discussion:

• “The Consequences of Mortgage Credit Expansion: Evidence from the U.S. Mortgage Default Crisis” by Mian and Sufi, QJE 2009

• “How Costly is Noise? Data and Disparities in Consumer Credit” by Blattner and Nelson

Presentation:

• “Refinancing Inequality During the COVID-19 Pandemic”, by Agarwal, Chomsisengphet, Kiefer, Kiefer, and Medina

Discussion:

• “Loan Originations and Defaults in the Mortgage Crisis: The Role of the Middle Class” by Adelino, Schoar, Severino, RFS 2016

Presentation:

• "Bank Presence and Health", By Cramer

Discussion:

• “Aggregate Lapsation Risk” by Koijen, Lee, and Van Nieuwerburgh

Presentation:

• "Neighborhood Effects of Insurance Claims on Household Consumption" by Raina

Discussion:

• “Interest Rate Pass-Through: Mortgage Rates, Household Consumption, and Voluntary Deleveraging” by Di Maggio, Kermani, Keys, Piskorski, Ramcharan, Seru, Yao, AER 2017

Presentation:

• “Who hedges interest-rate risk? Implications for wealth inequality” by Catherine, Miller, Paron, and Sarin

Discussion:

• “Heterogeneity and Persistence in Returns to Wealth” by Fagereng, Guiso, Malacrino, Pistaferri, Econometrica 2020

Presentation:

• “An Invisible Oncologist: Health Implications of Financing Frictions” by Kopytov, Liu, and Xiang

Discussion:

• “Financing the Gig Economy” by Buchak

Presentation:

• “Safety Nets, Credit, and Investment: Evidence from a Guaranteed Income Program” by Ghosh and Vats

Discussion:

• TBD