This Privacy Policy applies beginning Jan 01, 2022. You may change your consent anytime in our App Settings.We collects information from you in order to provide better service and give you a better user experience. We always put your privacy as the first consideration and Privacy Policy explains how we collect, use, and protect your information.
Privacy Policy and Security Policy
Keeping Personal Information of customers secure and preventing any misuse thereof is very important for Fund Easy and Milan Seth. FundEasy’s or Milan Seth’s products, software, services and Website shall be referred as “Services”. Fund Easy or Milan Seth shall not be held liable for disclosure of the confidential information when in accordance with this privacy Commitment or in terms of the ‘Terms of Use’ of Services or agreement, if any, with the customers.
This Privacy & Security Policy (hereinafter referred to as “Policy”) explains how we protect Personal Information provided on our products, software, services and Website (hereinafter referred to as “Services” or “Service”) and how we use that information in connection with our service offered through the products, software, services and Website (hereinafter called as “Service” or “Services”).
Personal Information (which may be a Sensitive Information “SI”) means any information /documents/details that relates to a natural person, which either directly or indirectly, in combination with other information available or likely to be available with the FundEasy, can identify such person.
This Policy is applicable to the Personal Information (including but not limited to details pertaining to your name, parentage, marital status, nationality, state of residence, city of residence, email address, date of birth, gender, contact number/mobile number, user ids, passwords, recent photograph, signature image, e-KYC through UIDAI, Aadhaar based e-Signature and other Know Your Customer (KYC) documents like address proof, identity proof, income proof, PAN or such other officially valid documents/details (OVDs) accepted for concluding a financial transaction) which are shared/ uploaded by you, as and when you avail the products and services via the online application forms and questionnaires through usage of Services and which FundEasy may get access to. By visiting and/or using our Services, you agree to this Policy. Further, this policy applies to all current and former visitors to the Services. It is strongly recommended for you to return to this page periodically to review the most current version of the Policy. FundEasy reserves the right at any time, at its sole discretion, to change or otherwise modify the Policy without prior notice, and your continued access or use of this Website signifies your acceptance of the updated or modified Policy.
You while providing the details/documents over the Services, including but not limited to Personal Information as mentioned hereinabove, expressly consent to FundEasy (its affiliates and business partners) to contact you, to make follow up calls in relation to the services provided through the Services, for imparting product knowledge, offering promotional offers running on Website & various other offers offered by its partners on the Services.
The usage of the Services may also require you to provide consent for keying in/ uploading your Personal Information and Sensitive Information (including but not limited to user ids and passwords), as may be necessary to process your application through the Website. Sensitive information keyed in/ uploaded shall be required for enabling hassle free, faster and paperless (to the extent possible) processing of applications for financial products so opted / availed by you.
You hereby authorize and expressly consent us to share your demographic and Personal Information with third parties and for FundEasy to send you targeted communications and offers by agreeing to the Terms of Use while accessing the Service.
If you are no longer interested in sharing your Personal and Sensitive Information, please e-mail your request at: bitrockers324@gmail.com . Please note that it may take about 72 business hours to process your request. In furtherance to your usage of the Services, you expressly waive the Do Not Call (DNC) / Do Not Disturb (DND) registrations on your phone/mobile numbers for contacting you for this purpose. Hence, there is no DNC / DND check required for the number you have used our Services. Such modes of contacting you may include but not limited to sending SMSs, email alerts and / or telephonic calls.
FundEasy reserves the right (and you expressly authorize FundEasy) to share or disclose your Personal Information/ Sensitive Information when FundEasy determines, in its sole discretion, that the disclosure of such information is necessary or appropriate under the law for the time being in force.
In case you do not want to be disturbed over telephonic calls, provide details of the telephone number(s) on which you do not wish to be contacted and submit the same at bitrockers324@gmail.com from your email address registered at Services. The details that you provide through the opt-out email will remain confidential and once you have submitted the same to us, your telephone number(s) will be removed from all our telemarketing calling lists within 15 working days. We will make every effort to ensure that you do not get any further telemarketing calls on such telephone number(s).
We will be sharing your Personal Information/ Sensitive Information with our affiliates and business partners where we feel that you will be assisted better. By registering on the Services, you authorise FundEasy to send texts and email alerts to you and any other service requirements, including promotional mails and SMSs Further. This allows FundEasy to:
-Analyse usage of the Services and to improve based on the data
-Send you any notices, offers and communications
-Enable you to apply for certain products and services for which you have chosen to apply
-Troubleshooting issues, detecting and protecting against error, fraud or other criminal activity, project planning, market research
-Bind third-party contractors that provide services to FundEasy and are bound by these same privacy restrictions;
Comply with all applicable laws and regulations
-Enforce FundEasy’s Terms of Use.
In the event that you access the Service as brought to you by one of our partners through Services, your name, e-mail address, mobile number, date of birth, employment type, residency status, income details/proofs, Form 26 AS, PAN, details of loan / credit card/ Mutual Fund applied for and loan, credit card and Mutual Fund status or any other financial product status as may be provided to that partner when your application is submitted and whenever the status of application is updated. FundEasy has a business relationship with these partners and you may not opt-out of sharing your information with these partners as the case may be.
You may opt out of location based services at any time by editing the setting of your browser/device.
We may also use third party service providers to provide the Service to you, such as sending e-mail messages on our behalf or hosting and operating a particular feature or functionality of the Service. Our contracts with these third parties outline the appropriate use and handling of your information and prohibit them from using any of your Personal Information for purposes unrelated to the product or service they’re providing. We require such third parties to maintain the confidentiality of the information provide to them.
Our app uses Meta Audience Network (Facebook), Google Admob, MoPub, Applovin as ads provider. Meta Audience Network,Google Admob, MoPub, Applovin wants to show ads that are relevant to you. https://m.facebook.com/ads/ad_choices.
The only situation we may get access to your PII is when you personally decide to email us your feedback or to provide us with a bug report. The PII we may get from you in that situation is strictly limited to your name, email address and your survey response only.
It should be noted that whether or not to send us your feedback or bug report is a completely voluntary initiative upon your own decision. If you have a concern about your PII being misused, or if you want further information about our privacy policy and what it means, please feel free to email us at bitrockers324@gmail.com , we will endeavour to provide clear answers to your questions in a timely manner.
FundEasy does not disclose sensitive personal data or Personal Information including SI of a customer except as directed by law or as per mandate received from the customer / applicant. You can request the information on whether FundEasy holds and personal information on you by sending a written request to bitrockers324@gmail.com . However, we will retain and use your information as necessary to comply with our legal obligations, resolve disputes, and to enforce our agreements.
No specific information about customer accounts or other personally identifiable data is shared with non-affiliated third parties unless any of the following conditions is met:
-To help complete an order requested by you
-To provide support services , provided it conforms to the Privacy Policy of the FundEasy and your prior consent to do so is obtained
-You have specifically allowed it
-The disclosure is necessary as required by law, such as to comply with a subpoena, or similar legal process
-The information is shared with Government agencies mandated under law
-The information is shared with any third party by an order under the law
-When we believe in good faith that disclosure is necessary to protect our rights, protect your safety or the safety of others, investigate fraud, or respond to a government request.
If you choose to apply for separate products or services, disclose information to these providers, then their use of your information is governed by their privacy policies. We are not responsible for their privacy policies.
Advertising
We use the following third-party services for our Android app:
We collect certain data that allows us to analyze how you interact with our app and fix bugs. We do use third-party tools to help us with this. But we are careful to only let them process usage data and minimal personal data. To be clear, these third party services are not permitted to use the data for any other purpose than to help us run the app.
Google Analytics, Flurry Analytics, Amplitude & Facebook Analytics
This service helps us to collect and analyze usage data in order to understand usage patterns and to improve our Android app.
Personal data collected: various usage and device data such as cookies, unique device identifiers, usage data, anonymized IP addresses
Firebase Crash Reporting (Google Inc.)
This service helps us to identify crashes and errors in our app. It helps us to improve the reliability and stability of our Android app.
Personal data collected: Instance IDs, Crash traces
Data retention: 180 days for crash stack traces, Firebase retains Instance IDs until the Firebase customer makes an API call to delete the ID.
Advertising helps us to keep our app free. The premium version of our app does not serve any ads. The ad’s content is NOT based on your entries or notes. We don’t share your data with the ads providers.
The free version of our Android app uses the following service:AdMob (AdMob Google Inc.), Facebook Audience Network (Meta), Mopub, Applovin
We use AdMob, Facebook Audience Network (Meta), Mopub, Applovin to display ad banners and other advertisements possibly based on your interests. AdMob, Facebook Audience Network (Meta) , Mopub, Applovin may or may not use cookies to identify users and they may use the behavioural retargeting technique, i.e. displaying ads tailored to your interests and behaviour, including those detected outside our app. For example, if you’ve previously visited e-shop selling shoes you might see more ads promoting shoes or shoe shops.
We may share your information with the following partners to improve our app and provide more tailored advertising.
We may receive your personal data from advertising partners.
Google : https://policies.google.com/privacy
Firebase : https://firebase.google.com/support/privacy
Facebook : https://www.facebook.com/privacy/explanation
ironSource : https://developers.ironsrc.com/ironsource-mobile/air/ironsource-mobile-privacy-policy
Flurry: https://www.verizonmedia.com/policies/us/en/verizonmedia/privacy/index.html
Applovin: https://www.applovin.com/privacy/
Google’s advertising requirements can be summed up by Google’s Advertising Principles https://www.google.com/policies/privacy/partners/. They are put in place to provide a positive experience for users.
Personal data collected: Cookies, Google Advertiser ID
If you don’t want to see personalized ads based on your interests you might opt-out by using this link. Please note that you will see the same amount of ads but the ads will be less relevant to you.
We apply security measures to protect against misuse, loss, and/or alteration of personal information under our control. We follow industry best practices when transferring and storing your data. Though we cannot ensure or guarantee that misuse, loss or alteration of information will never occur, we use all reasonable efforts to prevent it.
The app does not knowingly collect or use personal data from children under the age of 17.
This information may include internet protocol (IP) addresses, browser type, internet service provider (ISP), referring/exit pages, operating system, date/time stamp, and/or clickstream data. We may use the collected log information about you to improve services offered to you. This includes but is not limited to marketing, analytics, or Website functionality.
FundEasy and its partners use cookies or similar technologies to analyse trends, administer the website/app, track users’ movements around the website, and to gather demographic information about our user base as a whole. You can control the use of cookies at the individual browser level.
We partner with a third party service provider to either display advertising on our Website/app or to manage our advertising on other sites. Our third party partner may use technologies such as cookies to gather information about your activities on our Services and other Sites in order to provide you advertising based upon your browsing activities and interests.
FundEasy may post your testimonial along with your name. If you want your testimonial removed, please contact us at bitrockers324@gmail.com .
Our Services include links to other websites. If you submit your Personal Information to any of those sites, your information is governed by their privacy policies. We encourage you to carefully read the privacy policy of any Services you visit.
All your personal information is encrypted and kept secure. All care is taken to prevent any un-authorised access.
1. Data controller and representative
HexaScal and its subsidiaries* ("we", or "our" or "us"), cares about the privacy of your personal information and is committed to protecting it. We may have to collect your personal data to provide you with the best weapons and the most up-to-date security. We do not take your trust for granted. HexaScal conform our data use to the European Union’s ("EU") General Data Protection Regulation ("GDPR"), with effect from Nov 19, 2019. Therefore, in our Privacy Policy, we explain what we do, how we do it, your choices, and how we may need your cooperation to help you stay safe.
The HexaScal Privacy Policy applies to HexaScal and unless specified, its subsidiaries , and any contractors, representatives, agents, and resellers while they are working on our behalf (collectively "we," "us" or "our").
2. Information Collected through the Services
In this Policy, the term “personal information” includes any information that identifies or makes an individual identifiable. When you access or use our Services, we may generally collect the personal information described below.
A. Information You Directly and Voluntarily Provide to Us
When you access or use our Services, you may provide the following information to us:
· Customer Support Information: If you are a visitor to the Site, or a user of the Apps, we may collect information that you provide to us when you communicate with any of our departments such as customer service or technical services.
· Contact Information: When you sign up to create an account with some of our Apps, you will be required to provide an email address as part of the registration process. Alternatively, you can use your Facebook Account or other third party social network accounts (together, “Social Media Account”) to register for the Services.
· Social Media Account Information: When you sign up with a Social Media Account, you will be asked to choose which information you would like to share with us, such as your email address, birthday, friends list, or public profile information. When you decide to use a Social Media Account to sign up for our Services, we only require the collection of the email address associated with your Social Media Account; all other information provided by you is voluntary.
· Profile Information: When using some of our Services, you may be able to add information to your profile, such as an avatar or profile picture, birthday, nickname or username, or country. You voluntarily provide this information to us.
· Your Content: When using some of our Services, you can create, post, upload or share content by providing us with access to your photos, media and files, and your device’s camera and microphone. You voluntarily provide this information to us.
B. Information Automatically Collected Through the Services
We automatically collect information about you when you use the Services, such as:
· Device Information: If you access the Services through a mobile device, we may be able to identify the general location of your mobile device (not precise geolocation data), your mobile device’s brand, model, operating system, resolution, screen size, system version, Bluetooth settings, internet connection, random-access memory (“RAM”), the application you have installed, the applications you have running in the background, mobile device's advertising ID, other unique identifiers and other information related to device setting.
· Cookies & Similar Tracking Information: We use cookies and similar tracking technologies to collect information about your interactions with our Services. The information we collect includes, but is not limited to, account activation time, content displayed to you and whether you clicked on it, advertisements displayed to you and whether you clicked on them, URLs you have visited, notifications that have appeared on your mobile device, your Internet Protocol (“IP”) address, your mobile country code, and your user ID.
· Content Sharing: When you choose to share content with us, we automatically collect information about your Wi-Fi connection, and call information.
You may be able to limit the amount of information collected from your device (e.g., computer, phone, or tablet) with us by adjusting your device or browser settings. However, by preventing us from collecting information from you, we may not be able to provide some functions on our Services. For more information about our cookies and similar tracking technologies.
C. Information You Share on Third Party Websites or through Social Media Services
The Services may include links to third-party websites and social media services where you may be able to post comments, stories, reviews or other information. Your use of these third-party websites and social media services may result in the collection or sharing of information about you by these third-party websites and social media services. We encourage you to review the privacy policies and settings on the third-party websites and social media services with which you interact to make sure you understand the information that may be collected, used, and shared by those third-party websites and social media services.
3. How We Use the Information We Collect
We use the personal information we gather through the Services for the purposes described below. If we use your personal information in any other ways, we will disclose this to you. You can choose not to share your information with third parties for marketing purposes, or from allowing us to use your personal information for any purpose that is incompatible with the purposes for which we originally collected it or subsequently obtained your consent. If you choose to limit the ways we can use your personal information, some or all of the Services may not be available to you.
· To provide the Services to you. We require certain information from you in order to provide you with the Services you requested. Such information may include your contact and device information. We share this information with our service providers or partners to the extent necessary to continue to provide you with the Services. We cannot provide you with Services without such information.
· To provide customer service. We process your personal information when you contact us to help you with any questions, concerns, disputes or issues, or to provide us with your feedback. Without your personal information, we cannot respond to you or ensure your continued use and enjoyment of the Services.
· To enforce terms, agreements or policies. To ensure your safety and adherence to our terms, agreements or policies, we may process your personal information to: actively monitor, investigate, prevent and mitigate any alleged or actual prohibited, illicit or illegal activities on our Services; investigate, prevent, or mitigate violations of our terms and policies; enforce our agreements with third parties and partners; and, collect fees based on your use of our Services. We cannot perform our Services in accordance with our terms, agreements or policies without processing your personal information for such purposes.
· To send you Service-related communications. We use your contact information to send you administrative or account-related information to you to keep you updated about our Services, inform you of relevant security issues or updates, or provide other transaction-related information to you. Service-related communications are not promotional in nature. You cannot unsubscribe from such communications because you could miss important developments relating to your account or the Services that may affect how you can use our Services.
· For security purposes. We process your personal information to: improve and enforce our security measures; combat spam, malware, malicious activities or security risks; and to monitor and verify your identity so that unauthorized users do not access your account with us. We cannot ensure the security of our Services if we do not process your personal information for security purposes.
· Designated Countries: For all purposes listed above, pursuant to the EU General Data Protection Regulation (“GDPR”) or any equivalent legislation (collectively “Data Protection Laws”), we process the personal information of users located in the European Economic Area (“EEA”), United Kingdom and Switzerland (collectively, the “Designated Countries”) based on our contract with you.
· To maintain legal and regulatory compliance. We process your personal information to pay our taxes or fulfill our other business obligations, and/or to manage risk as required under applicable law. We cannot perform the Services in accordance with our legal and regulatory requirements without processing your personal information for such purposes.
· Designated Countries: Pursuant to the Data Protection Laws, we process the personal information of users located in the Designated Countries to comply with our legal obligations.
· To personalize your experience on the Services. We allow you to personalize your experience on our Services via social media plugins on our Services (e.g., Facebook, Google, Instagram, Twitter, etc.), by keeping track of your preferences (e.g., nickname or display name, time zone, language preference, etc.), and more. Without such processing, you may not be able to access or personalize part or all of our Services.
· Designated Countries: Pursuant to the Data Protection Laws, we process the personal information of users located in the Designated Countries to satisfy our legitimate interests as described above.
· To conduct research and development. We process information about the way you use and interact with our Services to: help us improve our Services; build new Services; and build customized features or Services. Such processing ensures your continued enjoyment of part or all of our Services.
· Designated Countries: Pursuant to the Data Protection Laws, we process the personal information of users located in the Designated Countries to satisfy our legitimate interests as described above.
· To engage in marketing activities. We may process your contact information or information about your interactions on our Services to: send you marketing communications; deliver targeted marketing; inform you about events, webinars, or other materials, including those of our partners; and, keep you up-to-date with our relevant products and Services. Transactional communications about your account or our Services are not considered “marketing” communications. In addition, when you share your friends’ contact information with us, we may reach out to them to invite them to our Services and to continue receiving our communications. You can opt-out of our marketing activities at any time.
4. How We Share Your Information with Third Parties
We may share your personal information with third parties in the following circumstances:
A. Employees, Third-Party Processors and Third-Party Service Providers
We disclose your personal information to our employees, contractors, affiliates, distributors, dealers, vendors and suppliers (“Service Providers”) who provide certain services to us or on our behalf, such as operating and supporting the Services, analyzing data, or performing marketing or consulting services. These Service Providers will only have access to the personal information needed to perform these limited functions on our behalf.
Designated Countries: Pursuant to the Data Protection Laws, we process the personal information of users located in the Designated Countries based on our contract with you.
B. Response to Subpoenas or Court Orders or to Protect Rights and to Comply with Our Policies
To the extent permitted by law, we will disclose your personal information if:
· Required to do so by law, or in response to a subpoena or court order or similar request from judicial authority, law enforcement authorities or other competent public authorities;
· We believe, in our sole discretion, that disclosure is reasonably necessary to protect against fraud, to protect the property or other rights of us or other users, third parties or the public at large; or
· We believe that you have abused the Services by using it to attack our systems or to gain unauthorized access to our system, to engage in spamming or otherwise to violate applicable laws.
Designated Countries: Pursuant to the Data Protection Laws, we process the personal information of users located in the Designated Countries based on our legal obligations, in the public interest, or your vital interests.
C. Business Transfers or Bankruptcy
In the event of a merger, acquisition, bankruptcy or other sale of all or a portion of our assets, any personal information owned or controlled by us may be one of the assets transferred to third parties. We will notify you via email or a prominent notice within our Services of any change in ownership or uses of your personal information, as well as any choices you may have regarding your personal information.
Other than to the extent ordered by a bankruptcy or other court, the use and disclosure of all transferred personal information will be subject to this Privacy Policy. However, any personal information you submit or that is collected after this type of transfer may be subject to a new privacy policy adopted by the successor entity.
Designated Countries: Pursuant to the Data Protection Laws, we process the personal information of users located in the Designated Countries based on legitimate interests described above.
5. Third Party
5.1 We may provide links to third-party Web sites. The Site may also carry advertisements from other companies. When you click on links of third parties in an Application, the Services or the Site, you may leave the Application, the Services or the Site. We do not collect your information on and through and this Privacy Policy does not address, and we are not responsible for, the privacy practices of Web sites operated by third parties, whether they are linked to or otherwise accessible from an Application, the Services or the Site. The inclusion of a link or accessibility of the third party Websites does not imply endorsement of such third party Website by us.
5.2 The information that you transfer, send and/or share through the Application, the Services and/or the Site may be intercepted, collected, used and disclosed by third parties. We are not responsible for any interception, collection, use and disclosure of your information by any third party. Please choose other ways to transfer and share if you have higher security requirements.
6. Account Security
Please do not buy, sell, transfer, rent, and/or lease your account and/or password to other people. We will not take any responsibility for the illegal use of your account by others that is caused by hacking or negligent password keeping.
7. Security
We are very concerned about safeguarding the confidentiality of your information. We employ administrative, physical and electronic measures designed to protect your Information from unauthorized access and use. Please be aware that no security measures that we take to protect your information are absolutely guaranteed to avoid unauthorized access or use of your Information which is impenetrable.
8. International Users
Your Information may be stored and processed in any country where we have facilities, and by using an Application, the Services or the Site you consent to the transfer of your Information to countries, including the United States, which may be outside of your country of residence and may provide for different and less stringent data protection rules than in your country. If you object to your Information being transferred or used as described in this Policy, please do not use any Application, the Services or the Site and immediately delete all Applications from your User Devices.
9. Sensitive Information
We ask that you not send us, and you not disclose, any sensitive Personal Information (e.g., information related to racial or ethnic origin, political opinions, religion or other beliefs, health, sexual orientation, criminal background or membership in past organizations, including trade union memberships) on or through an Application, the Services or the Site or otherwise to us.
10. Children's Information
HexaScal does not knowingly collect any personal identification information from children under the age of 13 (or such legally required age of consent for Juveniles as defined under applicable laws) or knowingly allow such person to register on HexaScal. In the event that we are notified that we have collect personal information from a child under the age of 13 (or such legally required age of consent for Juveniles as defined under applicable laws) without parental consent, we will suspend the account and delete relevant information as quickly as possible. If you believe that we might have any information from a child under 13 (or such legally required age of consent for Juveniles as defined under applicable laws), please contact us at sparrowtech.us@gmail.com.
11. Contacting Us
If you have any questions or comments about this Policy or our privacy practices, or to report any violations of the Policy or abuse of an Application, the Services or the Site, please contact us at sparrowtech.us@gmail.com.
12. Changes to This Privacy Policy
We may revise this Privacy Policy from time to time. By continuing to access or use the Services after those changes become effective, you agree to be bound by the revised Privacy Policy.
Terms of Service
This Agreement is a legal agreement between you and we regarding your downloading, installation and use of mobile application software and related services.
YOUR DOWNLOADING, INSTALLATION AND USE OF THIS MOBILE APPLICATION SOFTWARE IS BASED ON YOUR ACCEPTANCE AND COMPLIANCE WITH THE TERMS OF THIS LICENSE AGREEMENT.
We has the right to modify the terms of this Agreement regarding the updates of the Software. You can check the modified version of this Agreement from our official Google Play Store page.
1 INTELLECTUAL PROPERTY POLICY
We develops the Mobile Application Software independently. You acknowledge and agree that We retains all copyrights, trademarks, patents, business secrets, including all intellectual property rights and any other related rights, titles, and interests with regard to this Software
2 LIMITATIONS OF LIABILITIES AND DISCLAIMER
You acknowledge and agree that mobile application Software and related services may have potential risks. In no event shall we be liable for any risks.
3 TERMINATION
You have the right to fully and permanently remove the Software from your mobile the device at any time and terminate this Agreement.
4 INFORMATION COLLECTED AND USED
Our app uses third party services and that may collect information about you. Link to the privacy policy that are used in our application given below. By agreeing to the terms and conditions/ privacy policy of our application, you agree to to the privacy policies of the below mentioned SDK's/API.
5 LINKS TO OTHER SITE
Our app may contain links to other sites part of ad services. If you click on a link, you will move to that site and this third-party sites are not operated by us. We are not responsible for the content and other activities of that third-party service/site.