A Brief Update On How To Get An MLO License in Texas

Becoming an MLO (mortgage loan originator/officer) is a highly coveted profession not only for the high earnings but also because of the immense job satisfaction. By accurately processing mortgage loan applications, you help hundreds achieve their dream of owning a home.

To become a mortgage loan originator in the Lone Star State, you must first go through the steps to get an MLO license in Texas.  

Click here to learn more about getting an MLO license in Texas.

Follow these steps to get an MLO license,

# After you reach the age of 18, visit the portal of the National Mortgage Licensing System (NMLS) and create an account. The allotted ID will be valid throughout your career as an MLO.

# Complete the 20-hour national and 3-hour state-specific pre-licensing coursework. This is mandatory to appear for the licensing exam. Ensure that the course provider selected by you is approved by NMLS. You can select either an online course or a classroom setting though online courses are preferred because of the convenience of studying on the go.

One of the leading course providers to study for an MLO license in Texas is RealEstateU.

# Submit your fingerprints for a mandatory check for any past criminal records. An adverse report can render you ineligible for an MLO license in Texas.

# Visit the NMLS portal and schedule a Secure and Fair Enforcement (SAFE) test by paying a fee of $110. A 75% score is required to pass this 190-minute exam.

# After passing the test, apply for a license on the NMLS website.

# Find a broker to sponsor you.

After these steps are completed, you will be issued an active MLO license in Texas.