Finance calculator by winter

§ Privacy Policy Finance calculator by winter

§ Last updated: January 24,

2024

§ This Privacy Policy

describes Our policies and procedures on the collection, use and disclosure of

Your information when You use the Service and tells You about Your privacy

rights and how the law protects You.

§ We use Your Personal data to

provide and improve the Service. By using the Service, You agree to the

collection and use of information in accordance with this Privacy Policy.

§ Interpretation

and Definitions

§ Interpretation

§ The words of which the

initial letter is capitalized have meanings defined under the following

conditions. The following definitions shall have the same meaning regardless of

whether they appear in singular or in plural.

§ Definitions

§ For the purposes of this

§ § Account means a unique account

created for You to access our Service or parts of our Service.

§ § Affiliate means an entity that

controls, is controlled by or is under common control with a party, where

"control" means ownership of 50% or more of the shares, equity

interest or other securities entitled to vote for election of directors or

other managing authority.

§ § Application means the software program

provided by the Company downloaded by You on any electronic device, named Finance

calculator by winter

§ § Company (referred to as either

"the Company", "We", "Us" or "Our" in

this Agreement) refers to Finance calculator by winter.

§ § Country refers to: Maharashtra,

India

§ § Device means any device that can

access the Service such as a computer, a cellphone or a digital tablet.

§ § Personal Data is any information that

relates to an identified or identifiable individual.

§ § Service refers to the Application.

§ § Service Provider means any natural or legal

person who processes the data on behalf of the Company. It refers to

third-party companies or individuals employed by the Company to facilitate the

Service, to provide the Service on behalf of the Company, to perform services

related to the Service or to assist the Company in analyzing how the Service is

used.

§ § Usage Data refers to data collected

automatically, either generated by the use of the Service or from the Service

infrastructure itself (for example, the duration of a page visit).

§ § You means the individual

accessing or using the Service, or the company, or other legal entity on behalf

of which such individual is accessing or using the Service, as applicable.

§ Collecting

and Using Your Personal Data

§ Types of

Data Collected

§ Personal Data

§ While using Our Service, We

may ask You to provide Us with certain personally identifiable information that

can be used to contact or identify You. Personally identifiable information may

include, but is not limited to:

§ § Usage Data

§ Usage Data

§ Usage Data is collected

automatically when using the Service.

§ Usage Data may include

information such as Your Device's Internet Protocol address (e.g. IP address),

browser type, browser version, the pages of our Service that You visit, the

time and date of Your visit, the time spent on those pages, unique device

identifiers and other diagnostic data.

§ When You access the Service

by or through a mobile device, We may collect certain information

automatically, including, but not limited to, the type of mobile device You

use, Your mobile device unique ID, the IP address of Your mobile device, Your

mobile operating system, the type of mobile Internet browser You use, unique

device identifiers and other diagnostic data.

§ We may also collect

information that Your browser sends whenever You visit our Service or when You

access the Service by or through a mobile device.

§ Use of Your

Personal Data

§ The Company may use Personal

Data for the following purposes:

§ § To provide and maintain our Service, including to monitor the usage of our Service.

§ § To manage Your Account: to manage

Your registration as a user of the Service. The Personal Data You provide can

give You access to different functionalities of the Service that are available

to You as a registered user.

§ § For the performance of a contract: the development, compliance and undertaking of the purchase

contract for the products, items or services You have purchased or of any other

contract with Us through the Service.

§ § To contact You: To contact You by email,

telephone calls, SMS, or other equivalent forms of electronic communication,

such as a mobile application's push notifications regarding updates or

informative communications related to the functionalities, products or

contracted services, including the security updates, when necessary or

reasonable for their implementation.

§ § To provide You with news, special offers

and general information about other goods, services and events which we offer

that are similar to those that you have already purchased or enquired about

unless You have opted not to receive such information.

§ § To manage Your requests: To attend

and manage Your requests to Us.

§ § For business transfers: We may use

Your information to evaluate or conduct a merger, divestiture, restructuring,

reorganization, dissolution, or other sale or transfer of some or all of Our

assets, whether as a going concern or as part of bankruptcy, liquidation, or

similar proceeding, in which Personal Data held by Us about our Service users

is among the assets transferred.

§ § For other purposes: We may use Your

information for other purposes, such as data analysis, identifying usage

trends, determining the effectiveness of our promotional campaigns and to

evaluate and improve our Service, products, services, marketing and your

experience.

§ We may share Your personal

information in the following situations:

§ § With Service Providers: We may

share Your personal information with Service Providers to monitor and analyze

the use of our Service, to contact You.

§ § For business transfers: We may

share or transfer Your personal information in connection with, or during

negotiations of, any merger, sale of Company assets, financing, or acquisition

of all or a portion of Our business to another company.

§ § With Affiliates: We may share Your

information with Our affiliates, in which case we will require those affiliates

to honor this Privacy Policy. Affiliates include Our parent company and any

other subsidiaries, joint venture partners or other companies that We control or

that are under common control with Us.

§ § With business partners: We may

share Your information with Our business partners to offer You certain

products, services or promotions.

§ § With other users: when You share personal

information or otherwise interact in the public areas with other users, such

information may be viewed by all users and may be publicly distributed outside.

§ § With Your consent: We may disclose Your

personal information for any other purpose with Your consent.

§ Retention

of Your Personal Data

§ The Company will retain Your

Personal Data only for as long as is necessary for the purposes set out in this

necessary to comply with our legal obligations (for example, if we are required

to retain your data to comply with applicable laws), resolve disputes, and

enforce our legal agreements and policies.

§ The Company will also retain

Usage Data for internal analysis purposes. Usage Data is generally retained for

a shorter period of time, except when this data is used to strengthen the

security or to improve the functionality of Our Service, or We are legally

obligated to retain this data for longer time periods.

§ Transfer of

Your Personal Data

§ Your information, including

Personal Data, is processed at the Company's operating offices and in any other

places where the parties involved in the processing are located. It means that

this information may be transferred to — and maintained on — computers located

outside of Your state, province, country or other governmental jurisdiction

where the data protection laws may differ than those from Your jurisdiction.

§ Your consent to this Privacy

Policy followed by Your submission of such information represents Your agreement

to that transfer.

§ The Company will take all

steps reasonably necessary to ensure that Your data is treated securely and in

accordance with this Privacy Policy and no transfer of Your Personal Data will

take place to an organization or a country unless there are adequate controls

in place including the security of Your data and other personal information.

§ Disclosure

of Your Personal Data

§ Business

Transactions

§ If the Company is involved

in a merger, acquisition or asset sale, Your Personal Data may be transferred.

We will provide notice before Your Personal Data is transferred and becomes

subject to a different Privacy Policy.

§ Law

enforcement

§ Under certain circumstances,

the Company may be required to disclose Your Personal Data if required to do so

by law or in response to valid requests by public authorities (e.g. a court or

a government agency).

§ Other legal

requirements

§ The Company may disclose

Your Personal Data in the good faith belief that such action is necessary to:

§ § Comply with a legal obligation

§ § Protect and defend the rights or property of the Company

§ § Prevent or investigate possible wrongdoing in connection with the

Service

§ § Protect the personal safety of Users of the Service or the public

§ § Protect against legal liability

§ Security of

Your Personal Data

§ The security of Your

Personal Data is important to Us, but remember that no method of transmission

over the Internet, or method of electronic storage is 100% secure. While We

strive to use commercially acceptable means to protect Your Personal Data, We

cannot guarantee its absolute security.

§ Children's

Privacy

§ Our Service does not address

anyone under the age of 13. We do not knowingly collect personally identifiable

information from anyone under the age of 13. If You are a parent or guardian

and You are aware that Your child has provided Us with Personal Data, please

under the age of 13 without verification of parental consent, We take steps to

remove that information from Our servers.

§ If We need to rely on

consent as a legal basis for processing Your information and Your country

requires consent from a parent, We may require Your parent's consent before We

collect and use that information.

§ Links to

Other Websites

§ Our Service may contain

links to other websites that are not operated by Us. If You click on a third

party link, You will be directed to that third party's site. We strongly advise

You to review the Privacy Policy of every site You visit.

§ We have no control over and

assume no responsibility for the content, privacy policies or practices of any

third party sites or services.

§ Changes to

this Privacy Policy

§ We may update Our Privacy

Policy from time to time. We will notify You of any changes by posting the new

§ We will let You know via

email and/or a prominent notice on Our Service, prior to the change becoming

effective and update the "Last updated" date at the top of this

§ You are advised to review

this Privacy Policy periodically for any changes. Changes to this Privacy

Policy are effective when they are posted on this page.

§ Contact Us

§ If you have any questions

about this Privacy Policy, You can contact us:

§ By email: gudguyx7@gmail.com