About Austin

Saving has the ability to help you achieve financial success for you and your family when you do save correctly, consistently, and exploit it to its fullest. Success through saving is achieved when you save correctly by doing these things:

o Maximize your savings.

o Create a plan to save a considerable portion of every paycheck.

o Constantly think "save" rather than "spend."

More than 59% of all American families view saving as what is "left over" from their income and spending habits. You will never be able to reach financial success under such circumstances! Meager savings is why many people believe there are no rewards to saving. The rewards come when you begin to save correctly. When you create a plan to pay yourself first, and increase your savings over time, maximizing how much you save and accumulate. When you begin to maximize your savings you are not hoarding money, or living in misery because you cannot buy anything; rather, you are saving toward your personal success. When you begin to save correctly you will begin reaping the genuine rewards.

• An easy way to save is to pay yourself first. That means each pay period, before you are tempted to spend money, commit to putting some in a savings account. See if you can arrange with your bank to automatically transfer a certain amount from your paycheck or your checking account to savings every month.
• People who keep track of their savings often end up saving more, because they have it on their minds. New phone apps are available to help people pass up purchases they don’t really need – you might want to try one!
• If you are making investments, it’s good to consult with a qualified professional about your plans. Before you purchase investments, be sure to build an emergency savings fund to cover your needs for at least three months. Keep the savings in an insured bank or credit union account that you can access if you need it.
• Many professionals call themselves “financial planners.” Before you hire one, ask for a description of the services offered. A good place to check the credentials of an investment advisor is your State’s consumer protection office, the State’s Attorney General’s office, or the issuing agency for any professional licenses or certifications.

Our Savings Account :

This popular, traditional account offers an investment tool for anyone who would like to earn interest on their money without a high balance requirement or liquidity limitations. With a Regular Savings account, your funds are always available to you, day or night, through the ATM.

Account Details:

• Minimum Opening Balance of $250
• Interest-Bearing Account
• Minimum daily balance to avoid service charge: $250