Managing your account shouldn't require a finance degree. At Guaranty Bank & Trust, we make banking easy. We know there's no such thing as a one-size-fits-all account, so we make banking personalized for you.
How do I select a checking account when there are so many options out there, you ask? It becomes easier to choose a checking account if you consider the following four factors:
Bank your way with Choice Checking. Designed to let you bank whenever, however, and wherever you want.
Account Details:
How much it costs:
No monthly service charge if you maintain a $500.00 daily balance in your account. If the daily balance in your account drops below $500.00 on any day during the statement cycle, a $5.00 monthly service charge will be assessed. However, the service charge can be eliminated by signing up for E-statements and electing to receive your Choice Checking statements electronically through online banking.
Even though the money in your account is yours, there could be costs associated with some types of checking accounts in the form of fees.
Comparing fees between banks or types of checking accounts isn’t always straightforward, says Jennifer Jackson, a blogger at ADLT 101, a website that aims to help students and young adults transition into adulthood. Jackson says many of her clients aren’t even aware their bank is charging fees. “A person may have opened the account with enough money to avoid maintenance or minimum balance fees, but when their balance drops, they don’t notice the bank starts charging fees,” she says.