Best Banks in Austin Texas 78772
Managing your account shouldn't require a finance degree. At Guaranty Bank & Trust, we make banking easy. We know there's no such thing as a one-size-fits-all account, so we make banking personalized for you. Give our checking accounts a look and find the one that fits you. Best part? Each account comes with a free, easy-to-use mobile app and a free personalized debit card.
What are the best ways to save while using a checking account? Try these tips to save money with your checking account to build a cash cushion:
1. Pick the right checking account
Checking accounts aren’t created equal. If you’re looking for ways to save money with your checking account and are a frequent debit card user, consider picking an account that rewards you for your purchases.
If you’re all about rewards, one of the biggest tips to save money with your checking account is knowing the guidelines before you open your account.
Guaranty Green Checking is a free account that is the simplest banking solution for personal checking needs.
- Non-Interest-Bearing Account
- Online Banking & Bill Pay
- Mobile Banking
- Debit Card
STUDENT CHECKING
Student Checking is designed for anyone ages 13-24 years old that wants a straight-forward, stress-free banking experience.
- Non-Interest-Bearing Account
- Online Banking & Bill Pay
- Mobile Banking
- Debit Card
CHOICE CHECKING
Bank your way with Choice Checking. Designed to let you bank whenever, however, and wherever you want.
- Non-Interest-Bearing Account
- Online Banking & Bill Pay
- Mobile Banking
- Debit Card
GUARANTY INTEREST CHECKING
You work hard for your money. Now it’s time to make that money work for you with an interest-bearing checking account.
- Interest-Bearing Account
- Online Banking & Bill Pay
- Mobile Banking
- Debit Card
2. Sweep rewards to savings
When determining how to save money with a checking account, spend time upfront planning how—and when—you’ll use your rewards. Letting your cashback linger in your checking account could tempt you to spend or splurge, even if saving is your true goal.
“Think of your ability to earn cash back solely as a way to generate savings,” says Dan Wesley, founder of CreditLoan.com, a consumer finance education site and personal loan matching service. “Don’t allow yourself to spend your cashback.”
Easier said than done? Not if you set up an automatic transfer of your rewards from checking to savings as a way to save money with your checking account. Knowing how often cash rewards are credited to your account can help you put your savings on autopilot.