Privacy Policy
Greeny Credit Co-Operative Society Ltd.
Greeny Credit Co-Operative Society Ltd. (“we,” “our,” or “us”) provides this Mobile Application (“App”) to deliver secure and convenient banking services to our members.
This Privacy Policy explains how we collect, use, store, and protect your information. By accessing or using our App, you agree to the practices described in this Policy.
1. Information We Collect
a) Personal Data
“Personal Data” refers to information that directly or indirectly identifies you. This may include:
Full Name
Mobile Number
Email Address
Contact Details
Account Information
Any other information provided during registration or service usage
b) Profile Photo/Image
We may collect your profile photo with your permission to enable account identification, personalization, and enhanced user experience. This data is securely stored in our backend systems.
c) Anonymous Information
Anonymous information does not identify a specific individual. This may include:
Device information
IP address
Browser type
Usage data
Aggregated or de-identified data
Demographic information
d) Location Information
With your consent, the App may collect location data from your device to provide location-based services such as ATM detection.
2. How We Use Your Information
We use your information to:
Provide banking and financial services requested by you
Enable secure login and authentication (including encrypted Login PIN and Transaction PIN)
Process transactions such as fund transfers, bill payments, recharges, insurance payments, etc.
Improve our products and services
Send service notifications, alerts, and updates
Enhance personalization within the App
Comply with legal and regulatory requirements
3. Data Handling and Security
We are committed to protecting your data through:
Encryption of sensitive information
Secure transmission via HTTPS
Encrypted storage of Login PIN and Transaction PIN
Industry-standard security measures to prevent unauthorized access
Sensitive information such as account numbers and personal details is never publicly exposed. Users only see personalized data relevant to their own accounts.
4. Data Retention
We retain Personal Data:
As long as necessary to provide services
To comply with legal and regulatory obligations
To resolve disputes and prevent fraud
To respond to regulatory authorities
When data is no longer required, it will be securely deleted, destroyed, or anonymized.
5. Third-Party Services
Our App may integrate third-party services such as:
Payment API providers
Authentication services
App deployment platforms
Analytics services
Please note:
Third-party services operate under their own privacy policies and terms.
We do not control or endorse third-party services.
We are not responsible for disputes or issues arising from third-party services.
We may modify or discontinue third-party integrations without prior notice.
Your interaction with such services is at your own risk.
6. App Permissions
The App may request the following permissions:
Location & Maps
Used to detect nearby bank ATMs and provide location-based services.
Internet Access
Required to provide online banking functionality and check network status.
Camera Access
Used for scanning QR codes for payments and banking services.
Storage Access
Used to download and store PDF account statements on your device.
Notifications
Used to send transaction alerts, updates, and service-related notifications. Users may opt in or out of promotional notifications.
7. User Registration and Account Access
Users register using their mobile number to access accounts linked to that number. Identity verification is performed securely in accordance with applicable banking regulations.
8. Payment and Transaction Processing
The App enables:
Fund transfers
Mobile recharges
Bill payments
Insurance payments
Other financial services
All transactions follow industry-standard security protocols to protect financial information.
9. Firebase Services
The App uses Firebase services to send app update alerts and notifications. These services operate securely in accordance with their own privacy standards.
10. Children’s Privacy
This App is not intended for individuals under the age of 13. We do not knowingly collect personal information from children under 13. If we discover such data, it will be deleted immediately. Parents or guardians may contact us if they believe a child has provided personal information.
11. Changes to This Privacy Policy
We may update this Privacy Policy from time to time. When updates are made, the revised date will be updated accordingly. Users are encouraged to review this Policy periodically.
Continued use of the App after changes constitutes acceptance of the updated Policy.
12. Your Acceptance of These Terms
By using this App, you agree to this Privacy Policy. If you do not agree, please discontinue use of the App.
13. Contact Us
If you have any questions regarding this Privacy Policy or our practices, please contact us at:
📧 glccsl2019@gmail.com