Gold Loan / About
Money Metals Capital Group (MMCG) is an affiliate of Money Metals Exchange, a leading precious metals dealer recently named the best bullion dealer in America by World Investment Authority. We specialize in providing secure, collateral-based financing to precious metals investors who want to access cash without selling their hard-earned bullion. We're a family-owned American company based in Eagle, Idaho, operating with a core belief that your metals should work for you.
We provide the Metals Equity Line of Credit (MELOC™), a revolving credit line backed by your precious metals collateral (gold, silver, platinum, and palladium). Instead of liquidating your bullion or taking out a high-interest pawn shop loan, you can borrow up to 75% of your collateral's value at competitive rates comparable to traditional business credit lines. Funds are typically available within 48 hours after you transfer collateral to our vault, and your metals remain safely stored in our fully insured, segregated vault facility in Eagle, Idaho.
Instead of selling your precious metals or paying pawn shop rates (up to 50% per year), access liquidity quickly with competitive rates comparable to traditional business credit lines. Funds are typically available within 48 hours after your collateral reaches our vault.
Your gold, silver, platinum, and palladium remain in your own dedicated deposit box at our Class 3 vault facility, fully insured by Lloyd's of London. You'll receive the exact same metals back when your loan is paid off, no commingling, no risk.
The Metals Equity Line of Credit is a revolving credit line, not a traditional loan. Borrow what you need, pay interest-only monthly payments, and access additional funds as your collateral value increases, all without prepayment penalties or origination fees.