Embedded Files
Access Cash Without Selling Your Gold: Inside the Money Metals Gold Loan Program
Access Cash Without Selling Your Gold: Inside the Money Metals Gold Loan Program
Many Americans bought gold and silver as a hedge against inflation, central bank overreach, and the rising risks in the fiat financial system. But when cash flow tightens and unexpected expenses arise, some are forced to sell their precious metals just to stay afloat.
Money Metals Capital Group offers a smarter alternative: the Gold Loan Program. It lets you unlock the cash value of your gold and silver without giving up ownership. This isn't some pawn-shop operation—this is secure, insured financing that respects the real value of your bullion.
Unlock low-cost liquidity from the gold you already own.
Use the quick form below to explore your line of credit options with Money Metals.
Use the quick form below to explore your line of credit options with Money Metals.
A Smarter Way To Borrow
A Smarter Way To Borrow
Access business or investment capital at rates far below typical pawnshops.
Borrow against up to 75% of your bullion’s current market value.
Fast, Flexible Credit Line
Fast, Flexible Credit Line
Simple underwriting with funding often in just a couple of days.
Interest-only payments give you maximum flexibility on cash flow.
Secure, Insured U.S. Storage
Secure, Insured U.S. Storage
Your coins and bars are vaulted in a segregated, fully insured U.S. depository.
Keep full ownership of your metals without touching your bank accounts or other assets.
Money Metals' industry leading gold loan program provides small business owners, like myself, the opportunity to invest in precious metals, and have access to capital. This combination provides their customers with the highest degree of consumer value and utility in the industry!
Henry G.
Why Sell Your Gold When You Can Borrow Against It?
Why Sell Your Gold When You Can Borrow Against It?
Your gold and silver are valuable assets—but they don’t have to sit idle. With the Money Metals loan facility, you can leverage your metals as collateral to access capital, all while your investment stays securely stored and fully insured.
Instead of liquidating your holdings or turning to high-interest credit cards, you can put your metals to work through a low-interest, collateral-backed loan.
What is the Money Metals Gold Loan Program?
What is the Money Metals Gold Loan Program?
The Gold Loan Program is a secured line of credit offered to individuals who hold at least $20,000 in gold, silver, platinum, or palladium bullion stored at the Money Metals Depository in Eagle, Idaho. In return, you can access a loan amount of $15,000 or more, based on up to 75% of your metals' current market value.
It’s fast. It’s private. It’s designed to help you avoid the high interest rates, origination fees, and risk of loss that come with traditional pawn loans or unsecured financing.
You retain full ownership. Your metals stay safe in a Class 3 vault, and your account is insured every step of the way.
How It Works: A Simple 3-Step Process
How It Works: A Simple 3-Step Process
1. Submit a Quick Application
Fill out the online loan form or use the short inquiry form to get started. A team member will walk you through eligibility, appraisal, and funding details.
2. Ship or Allocate Your Collateral
If your metals are already stored with Money Metals, you’re nearly done. If not, you can securely ship your bullion to the Money Metals Depository using insured USPS or other verified carriers. Upon receipt, your items will be appraised and stored securely.
3. Receive Your Funds
Once your loan agreement is executed, funds are disbursed via wire transfer, typically within 48 hours. You’ll begin making interest-only monthly payments. There are no early repayment penalties and no hidden charges.
Gold Loans: Points you ought to keep in mind
Gold Loans: Points you ought to keep in mind
While it holds true that you obtain cash money versus your gold practically instantaneously, you will certainly need to pay a handling cost of regarding 0.56%. It's simply among minority points you will certainly require to take into consideration prior to obtaining these car loans:
Your gold can be maintained in a financial institution for just a specific amount of time. You can retrieve as well as mortgage it the following day itself.
If you do not pay any kind of passion or primary quantity on the funding, after that after a specific time period, generally 3 years, your gold can be brought for public auction. The moment duration differs from one financial institution to an additional.
Rate of interest for these lendings have a tendency to be high with several financial institutions. Various other banks raise the rate of interest after a preliminary duration of 3 months.
If you require to obtain a car loan versus gold, you will certainly require to meticulously look right into the terms and also problems of financial institutions as well as monetary organizations prior to using for these finances. Specific loan providers ought to be your last choice.
Also for individuals that have a fairly high social setting, tensed financial circumstances might occur. The most needed after things that can be just transformed right into funds are jewelry items when you require cash money and also you require it fast. Currently you can offer your gold for obtaining the money requirement with the aid of cash money for gold solution.
The handling is extremely basic for obtaining the money since there are internet sites that supply you cash versus your gold:
Load your gold in it and also secure it when you get a little pack. After that send it by means of mail to your lending institution as well as they examine the gold when you done with your bundle. Due to the fact that you simply require to mail your package as well as rest back, it is extremely basic.
Use Your Precious Metals Without Sacrificing Them
Use Your Precious Metals Without Sacrificing Them
Your metals can help finance a:
Small business expansion
Equipment or inventory purchase
Real estate opportunity
Tax or legal obligation
Investment in income-producing assets
The only restriction? Loan proceeds may not be used for personal, family, or household purposes, and cannot be used to purchase additional metals.
Who Is Eligible?
Who Is Eligible?
Collateral Requirement: $20,000+ in gold, silver, or other approved metals
Loan Minimum: $15,000
Storage Location: Must be stored or transferred to the Money Metals Depository
Geography: Not available in all 50 states
Use of Funds: Business or investment purposes only
Page updated
Google Sites
Report abuse