App Name: One Ledger eNotary Journal

Developer: Magnificent Workz Business Solutions Inc.

Last Updated: July 28, 2026

Terms and Conditions (End User License Agreement)

Last Updated: July 28, 2026

Application Name: One Ledger Notary eJournal ("the App")

Developer/Owner: Magnificent Workz Business Solutions Inc. ("Company," "we," "us," or "our")

1. Agreement and Acceptance of Terms

By downloading, installing, accessing, or using the One Ledger Notary eJournal application on any iOS or iPadOS device, you ("User," "Notary," or "you") agree to be bound by these Terms and Conditions ("Terms" or "EULA").

If you do not agree to all of these Terms, do not download, install, or use the App. These Terms constitute a binding legal agreement between you and Magnificent Workz Business Solutions Inc.

2. Description of Service & Local Storage Architecture

One Ledger Notary eJournal is a mobile digital logbook utility designed to assist commissioned Notaries Public in organizing, calculating fees for, and recording notarial acts.

• Local On-Device Architecture: The App functions primarily using an offline-first, local-storage model via Apple’s native SwiftData framework.

• Zero Cloud Storage: The Company does not host, back up, transmit, view, or store your notarial journal records on remote servers owned or operated by Magnificent Workz Business Solutions Inc.

• Control of Data: You maintain sole ownership and physical control over all data created within the App on your local device.

3. Notary Compliance and Legal Responsibility Disclaimer

CRITICAL NOTICE TO NOTARIES PUBLIC:

The App is a digital tool provided for record-keeping assistance only. Magnificent Workz Business Solutions Inc. does NOT provide legal advice, official notary commissioning services, or guarantees of statutory compliance.

1. State and Jurisdictional Rules: You are solely responsible for ensuring that your use of a digital or electronic journal complies with the specific Notary Public laws, administrative codes, and Secretary of State (or equivalent authority) regulations in your commissioning state, territory, or country.

2. Acceptability of Electronic Journals: Certain states or jurisdictions strictly require paper journals, specific sequential numbering formats, tamper-evident digital signatures, or specific hardware setups. You are responsible for verifying whether your state permits mobile application journals prior to using this App for official acts.

3. Accuracy of Data: You remain solely responsible for verifying the identity of signers, inspecting valid identification documents, administering oaths, collecting required statutory fees, and ensuring all required fields are accurately recorded.

4. Independent Duty: Using this App does not relieve you of any statutory duty, liability, or personal bond requirements imposed on you as a commissioned Notary Public.

4. Subscriptions, Purchases, and Free Trials

Certain features of the App require a paid subscription or license purchased through Apple’s App Store (StoreKit).

A. Subscription Tiers

The App offers the following purchase options:

• Weekly Subscription: $4.99 per week (includes a 7-day free trial for first-time subscribers).

• Monthly Subscription: $9.99 per month.

• Yearly Subscription: $99.00 per year.

• 5-Year Extended License: $429.00 (processed as a non-renewing subscription).

• 10-Year Extended License: $699.00 (processed as a non-renewing subscription).

B. Free Trial

If offered, a 7-day free trial gives you access to full subscription features. Unless you cancel at least 24 hours before the end of the 7-day trial period through your Apple ID account settings, your account will automatically be charged the applicable subscription fee for the selected plan.

C. Auto-Renewal and Payment Processing

• Apple ID Billing: All billing, payment collection, and subscription renewals are handled exclusively by Apple Inc. through your Apple ID account.

• Automatic Renewal: Auto-renewable subscriptions (Weekly, Monthly, Yearly) automatically renew unless auto-renew is turned off at least 24 hours before the end of the current billing period. Your Apple ID will be charged for renewal within 24 hours prior to the end of the current period.

• Non-Renewing Plans: The 5-Year and 10-Year plans are single-payment, non-renewing purchases. Upon expiration of the 5-year or 10-year term, access to paid entry creation will lapse unless renewed.

D. Promotional Codes

Promotional offer codes must be redeemed through Apple's native offer code redemption interface. Discount codes apply strictly to the specific terms set forth in the offer and revert to standard pricing upon renewal unless otherwise specified.

E. Refunds and Cancellations

All financial transactions are governed by Apple's App Store terms. Magnificent Workz Business Solutions Inc. does not process refunds directly. To request a refund or cancel a subscription, you must manage your purchase directly through your Apple ID account settings or contact Apple Support.

5. Device Security, Data Retention, and Backups

Because your journal entries are stored locally on your device:

1. Record Retention Responsibility: Notary Public laws in many jurisdictions require you to retain your notarial journal for a specific term of years (e.g., 5, 10, or 21 years) or permanently. You are solely responsible for backing up your device (e.g., via Encrypted iCloud or iTunes Backup) and preserving your journal records to meet state retention mandates.

2. Data Loss: Magnificent Workz Business Solutions Inc. shall NOT be held liable for any loss, corruption, or destruction of your journal data resulting from device damage, loss, theft, software updates, app deletion, hardware failure, or failure to perform backups.

3. Device Security: You must maintain adequate physical and digital security over your device (including passcodes, FaceID, or TouchID) to protect sensitive signer personal information recorded in your journal entries.

6. Intellectual Property Rights

1. Ownership: The App, including its code, graphics, user interface, brand assets ("One Ledger," "Notary Knowledge," "Know Notary", "Little Notary Derrick", "Marylyn Lee Trotter", "Marylyn's 90 Seconds of Notary", "Eddie Montes Travis", icons, and proprietary fee-calculation workflows, is the exclusive intellectual property of Magnificent Workz Business Solutions Inc. and is protected by copyright, trademark, and trade secret laws.

2. Limited License: Subject to these Terms, we grant you a limited, non-exclusive, non-transferable, revocable license to install and use the App for your professional or personal notary activities on devices you own or control.

3. Restrictions: You agree that you will not:

   • Copy, decompile, reverse engineer, disassemble, or attempt to derive the source code of the App.

   • Modify, translate, or create derivative works based on the App.

   • Rent, lease, lend, sell, redistribute, or sublicense the App.

7. Third-Party Services and External Links

The App may contain links to external third-party websites, training resources, trivia platforms (e.g., Notary Knowledge), podcast directories, or daily inspirational content.

• These external links are provided for convenience and educational purposes only.

• Magnificent Workz Business Solutions Inc. does not control, endorse, or assume responsibility for the content, privacy policies, or practices of any third-party websites or platforms.

• You access external resources entirely at your own risk.

8. Disclaimer of Warranties

PLEASE READ THIS SECTION CAREFULLY:

THE APP IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMISSIBLE UNDER APPLICABLE LAW, MAGNIFICENT WORKZ BUSINESS SOLUTIONS INC. DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO:

• IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

• WARRANTIES THAT THE APP WILL BE UNINTERRUPTED, ERROR-FREE, BUG-FREE, OR SECURE.

• WARRANTIES THAT THE APP WILL GUARANTEE COMPLIANCE WITH THE NOTARY PUBLIC LAWS OF ANY SPECIFIC JURISDICTION.

9. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL MAGNIFICENT WORKZ BUSINESS SOLUTIONS INC., ITS OFFICERS, DIRECTORS, EMPLOYEES, AFFILIATES, OR AGENTS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, PUNATIVE, OR EXEMPLARY DAMAGES WHATSOEVER, INCLUDING BUT NOT LIMITED TO:

• LOSS OF NOTARIAL RECORDS, JOURNAL DATA, OR FINANCIAL LOGS.

• LOSS OF REVENUE, PROFITS, OR GOODWILL.

• FINES, PENALTIES, OR REVOCATION OF YOUR NOTARY COMMISSION ISSUED BY ANY STATE GOVERNING BODY.

• EXPENSES RELATING TO LITIGATION ARISING FROM INVALID OR PROTESTED NOTARIAL ACTS.

IN NO EVENT SHALL OUR TOTAL CUMULATIVE LIABILITY TO YOU FOR ALL CLAIMS ARISING OUT OF OR RELATING TO THE USE OF OR INABILITY TO USE THE APP EXCEED THE ACTUAL AMOUNT PAID BY YOU TO US FOR THE APP DURING THE TWELVE (12) MONTHS IMMEDIATELY PRECEDING THE CLAIM, OR $100.00 USD, WHICHEVER IS LESS.

10. Indemnification

You agree to defend, indemnify, and hold harmless Magnificent Workz Business Solutions Inc., its officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, costs, or expenses (including reasonable attorneys' fees) arising out of or in any way connected with:

1. Your access to or use of the App;

2. Your performance of any notarial act, whether accurate, inaccurate, legal, or fraudulent;

3. Your failure to comply with local, state, federal, or international notary laws and regulations;

4. Your violation of any third-party rights, including privacy or intellectual property rights; or

5. Your violation of these Terms.

11. Governing Law and Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of the Commonwealth of Virginia, United States, without giving effect to any principles of conflicts of law.

Any legal suit, action, or proceeding arising out of or related to these Terms or the App shall be instituted exclusively in the federal or state courts located in the Commonwealth of Virginia, and you irrevocably submit to the personal jurisdiction of such courts.

12. Severability and Waiver

If any provision of these Terms is held by a court of competent jurisdiction to be invalid, illegal, or unenforceable, such provision shall be enforced to the maximum extent permissible, and the remaining provisions of these Terms shall remain in full force and effect. No waiver of any term shall be deemed a further or continuing waiver of such term or any other term.

13. Changes to These Terms

We reserve the right to modify or replace these Terms at any time in our sole discretion. We will indicate updates by modifying the "Last Updated" date at the top of these Terms. Your continued use of the App following the posting of any changes constitutes acceptance of those changes.

14. Contact Information

If you have any questions regarding these Terms and Conditions, please contact us at:

Magnificent Workz Business Solutions Inc.

ContactUs@Magnificent-Solutions.com

13554 Virginia Randolph Ave. Suite 202 Herndon, VA 20171 

MagnificentWorkz.com