WORKING PAPERS

“The (Earnings) Management of Depositor Discipline” with Javier Gómez Biscarri and Florencio López-de-Silanes.

“Remuneration as a motivation of earnings management in credit unions” with Javier Gómez Biscarri and Andrés Mesa.

“Managerial Preferences for Gambling: Loan Loss Reserves Underprovisioning in U.S. Banks” with Marina Balboa, Antonio Rubia and Lenos Trigeorgis.