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I'm a Lecturer in Finance at the University of St Andrews Business School. My research focuses on impactful topics in banking, spanning liquidity creation, credit ratings, systemic risk, and the broader institutional and sociopolitical factors that shape the financial sector.
I am a Fellow of the Higher Education Academy (FHEA). I hold a PhD in Finance from the University of Sheffield, a Msc in Finance and Investments from Rotterdam School of Management, Erasmus University and a BA in Business Studies (Accounting & Finance) from the University of Sheffield.
Selected publications
Kladakis, G. and Skouralis, A., 2026. Election cycles and systemic risk. Journal of Banking and Finance, 187.
Kladakis, G. and Skouralis, A., 2025. Press freedom and systemic risk. Journal of Business Finance and Accounting, 52(3).
Kladakis, G., Lux, N. and Skouralis, A., 2025. Exploring the non-linear dynamics between Commercial Real Estate and systemic risk. Journal of Empirical Finance, 82.
Kladakis, G. and Skouralis, A., 2024. Credit rating downgrades and systemic risk. Journal of International Financial Markets, Institutions and Money, 101902.
Kladakis, G., Chen, L. and Bellos, S.K., 2022. Bank regulation, supervision and liquidity creation. Journal of International Money and Finance, 124.
Media
The Conversation, April 2024: Extraordinary Vietnam fraud case exposes the inherent vulnerabilities of banks
The Conversation, September 2023: Is the US banking crisis over?
The Conversation, March 2023: The European Central Bank seems to have got away with raising interest rates in the middle of a banking crisis – here’s why
Working Papers
Kladakis, G. and Skouralis, A., 2026. The dark side of bank branch closures.
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