The length of the GEICO insurance claim process depends on the type of claim and how complex it is:
Simple claims (like glass-only damage or minor accidents): These can often be resolved within a few days, especially if handled through GEICO’s online system or mobile app.
Standard auto claims: Most accepted claims are paid within 30 days of filing, provided all documentation is complete.
Payment recovery claims (when GEICO seeks reimbursement from another driver’s insurer): These can take longer — often up to six months, depending on cooperation between parties.
Total loss claims (when your car is declared a total loss): The process may take a few weeks, since it involves valuation, settlement, and lienholder communication.
How quickly you provide accident details and documents.
Whether fault is disputed.
State regulations and required paperwork.
Availability of repair shops or rental cars.
In short: Minor claims can be settled in days, most auto claims within about 30 days, but complex cases like payment recovery may stretch to several months.