Last Updated: January 30, 2026
This document contains two sections:
Part 1 — Privacy Policy
Part 2 — Terms of Use
Both apply to your use of apps published by Funaoos Apps ("App" or "Apps," "we," "us," "our"). Please read both parts carefully. If you do not agree with either part, please do not access or use our Apps.
Welcome to Funaoos Apps. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our mobile applications. This policy applies to all users globally and complies with international privacy regulations including GDPR, CCPA/CPRA, LGPD, and other applicable laws.
Most of the information you enter in this App is stored locally on your device using on-device storage. This data is not transmitted to us or any third party unless you explicitly enable Cloud Sync by signing in with Google or Apple.
If you enable Cloud Sync, your data (including any notes and photos you attach) is stored in our cloud database (Google Firebase Firestore) so it can be restored if you change devices. You can disable Cloud Sync and delete your cloud data at any time — see Section 8 (Your Privacy Rights) and Section 8.3 (Account Deletion).
Account information: If you choose to sign in for Cloud Sync, we (via Google Authentication or Apple Authentication) receive your name, email address, profile picture, and a unique authentication identifier. We do not have access to your Google or Apple account passwords.
Financial and property data you enter: purchase prices, addresses, loan terms, rental income, deal notes, and similar figures you type into calculators. This is stored locally by default and only leaves your device if Cloud Sync is enabled.
Photos: If you choose to attach a company logo or property photos, the App requests access to your camera or photo library. These photos are stored on your device and, if Cloud Sync is enabled, may be included in your synced property data.
Subscription and payment information: processed by RevenueCat when you purchase a Pro subscription. We do not directly receive or store your payment card details.
Support communications: information you provide when you contact us for help.
Device type, model, and operating system version
Advertising identifiers (IDFA on iOS, AAID on Android), where permitted by your device settings
App usage analytics, crash reports, and diagnostic logs
General IP-based location and mobile network information
Ad interaction data (through Google AdMob)
Each of the following services may independently collect or process data as described in their own privacy policies:
Service
Purpose
Privacy Policy
Google Firebase (Authentication, Firestore, Crashlytics, Analytics, App Check)
Optional cloud sync, sign-in, crash/error reporting, app analytics, and abuse prevention
https://firebase.google.com/support/privacy
Google AdMob
Displays ads to free-tier users; may use advertising identifiers for ad personalization where consented
https://policies.google.com/privacy
Google Sign-In
Authentication
https://policies.google.com/privacy
Apple Sign-In
Authentication (required on iOS alongside any third-party login)
https://www.apple.com/legal/privacy/
RevenueCat
Subscription and in-app purchase management
https://www.revenuecat.com/privacy
We use the information we collect to:
Provide and maintain the App's functionality, including optional cloud sync
Authenticate you and manage your account
Process subscriptions and in-app purchases
Display advertisements to free-tier users through Google AdMob
Diagnose crashes and technical issues, and improve app stability
Understand feature usage to improve the App
Respond to support requests
Comply with legal obligations and prevent fraud or abuse
We do not use the financial or property data you enter (purchase prices, addresses, deal notes, etc.) for advertising purposes, and we do not sell it.
For users in the European Economic Area, United Kingdom, and Switzerland, we rely on:
Consent — for personalized advertising and, where required, analytics (collected via a consent management platform on first launch for EU/UK/Swiss users)
Contract Performance — to provide the features you request, such as cloud sync and subscriptions
Legitimate Interests — for app security, crash diagnostics, and core analytics
Legal Obligation — to comply with applicable law
We do not sell your personal information for monetary consideration.
Use of Google AdMob for ad personalization may be considered "sharing" of information for cross-context behavioral advertising under the California Privacy Rights Act, even though no sale occurs. You can opt out at any time — see Section 8.2.
Service providers listed in Section 3.3, strictly to operate the features they support
Legal requirements — when required by law, court order, or government request
Safety — to protect the rights, property, or safety of our users or others
Business transfers — in connection with a merger, acquisition, or asset sale
We use encryption in transit, secure authentication, and industry-standard access controls. No method of transmission or storage is 100% secure, and we cannot guarantee absolute security.
Locally stored data (the default for most app data): retained on your device until you delete the app or clear its data.
Cloud-synced account and property data: retained until you delete your account or request deletion.
Crash/analytics data: retained in aggregated or anonymized form for a limited period consistent with Firebase's data retention settings.
Transaction records: retained as required by law (typically up to 7 years).
When you request deletion, we delete or anonymize your cloud-stored information within 30 days, except where retention is legally required.
Depending on your location, you may have the right to:
Access a copy of your personal information
Correct inaccurate information
Delete your personal information
Port your data to another service
Object to certain processing
Opt out of personalized advertising
Email us at funaoosapps@gmail.com. We will respond within the timeframe required by applicable law (typically 30 days).
iOS 14+: Settings → Privacy → Tracking → disable "Allow Apps to Request to Track"
Android: Settings → Google → Ads → enable "Opt out of Ads Personalization"
AdMob preferences: https://adssettings.google.com
EU/UK/Swiss users are also shown an in-app consent prompt on first launch and can review or change ad consent choices from Settings → Ad Preferences (GDPR) in the App.
If you signed in for Cloud Sync, you can permanently delete your account and all associated cloud data directly in the App: go to Settings → Cloud Sync → Delete Account. This removes your synced properties and your authentication account. Deletion is immediate once confirmed; if a fresh sign-in is required for security reasons, the App will prompt you to sign in again before completing deletion.
You may also request deletion by emailing funaoosapps@gmail.com.
Note: data stored only locally on your device (the default) is removed simply by deleting the App.
Our apps are not intended for children under 13 (or the applicable age of digital consent in your jurisdiction: EU 13–16 depending on member state; South Korea 14). We do not knowingly collect personal information from children under the applicable minimum age. If you believe a child has provided us personal information, contact funaoosapps@gmail.com and we will delete it promptly.
Our apps may link to third-party websites or services. We are not responsible for their privacy practices and encourage you to review their policies before providing information.
Your information may be processed in countries other than your own, including the United States. For EEA/UK/Swiss users, we rely on appropriate safeguards such as Standard Contractual Clauses or adequacy decisions where required.
We will notify you of material changes by updating the "Last Updated" date, posting the revised policy in the App, and where appropriate, an in-app or email notification. Continued use after changes take effect constitutes acceptance.
Right to know, delete, correct, opt out of sale/sharing (see Section 6.2), limit use of sensitive information, and non-discrimination. We do not sell personal information. Contact: funaoosapps@gmail.com.
Rights of access, rectification, erasure, restriction, portability, objection, and withdrawal of consent, plus the right to lodge a complaint with your supervisory authority (e.g., ICO for the UK, FDPIC for Switzerland). Contact: funaoosapps@gmail.com.
Rights to access, correct, delete, port data, withdraw consent, and object to processing. Contact: funaoosapps@gmail.com.
We comply with the Australian Privacy Principles, PIPEDA (Canada), and Nevada's opt-out-of-sale provisions (we do not sell personal information). Contact: funaoosapps@gmail.com.
Our Apps do not currently respond to browser "Do Not Track" signals. Use the device-level controls in Section 8.2 to manage ad tracking.
This policy is intended to comply with the Google Play Developer Policy, Google Play Data Safety requirements, and Apple App Store Review Guidelines, including in-app account deletion requirements.
The Apps provide calculators and reports for informational and educational purposes only. Nothing in the Apps, including PDF or spreadsheet exports, constitutes financial, tax, legal, or investment advice. Always consult a licensed real estate professional, CPA, attorney, or financial advisor before making investment decisions. We are not liable for decisions made based on figures generated by the Apps.
Email: funaoosapps@gmail.com
You may also lodge a complaint with your local data protection authority:
EEA/EU: your national data protection authority
UK: Information Commissioner's Office — https://ico.org.uk
Switzerland: FDPIC
Canada: Office of the Privacy Commissioner of Canada
Australia: Office of the Australian Information Commissioner (OAIC)
Google Privacy Policy: https://policies.google.com/privacy
Apple Privacy Policy: https://www.apple.com/legal/privacy/
Firebase Privacy and Security: https://firebase.google.com/support/privacy
RevenueCat Privacy Policy: https://www.revenuecat.com/privacy
AdMob Help Center: https://support.google.com/admob
By using our Apps, you consent to the collection and use of your information as described in this Privacy Policy. If you do not agree, please do not use our Apps.
These Terms of Use ("Terms") are a legal agreement between you and Funaoos Apps governing your use of Mortgage Rent Estimator and any related apps ("App"). By downloading, installing, or using the App, you agree to be bound by these Terms. If you do not agree, do not use the App.
If you are using the App on behalf of a business or other entity, you represent that you have the authority to bind that entity to these Terms.
You must be at least 13 years old (or the minimum age of digital consent in your jurisdiction) to use the App. By using the App, you represent that you meet this requirement.
Subject to your compliance with these Terms, we grant you a limited, non-exclusive, non-transferable, revocable license to download and use the App on a device you own or control, solely for your personal or internal business use.
You may not:
Copy, modify, or create derivative works of the App
Reverse engineer, decompile, or disassemble the App, except where permitted by law
Rent, lease, sell, sublicense, or distribute the App
Remove or obscure any proprietary notices
Use the App for any unlawful purpose or in violation of any applicable export control laws
This is the most important section of these Terms. The App provides real estate investment calculators (including BRRRR, Fix & Flip, Buy & Hold, Short-Term Rental, Rehab, Wholesale, Multi-Family, Offer, Custom Criteria, Deal Score™, Tax Calculator, and Amortization tools) and generates PDF and spreadsheet reports based solely on the figures you enter.
The App does not provide financial, tax, legal, or investment advice. All calculations, projections, grades, and reports are estimates for informational and educational purposes only, based on assumptions and figures you supply.
Results depend entirely on the accuracy of the inputs you provide. We do not verify, audit, or guarantee the accuracy of any calculation, tax projection, depreciation schedule, IRR, cap rate, Deal Score™, or any other output.
Tax rules (including U.S. federal tax brackets, 1031 exchange rules, and depreciation schedules) are based on general assumptions and inflation-adjusted estimates as of the "Last Updated" date above; actual tax law changes frequently and varies by jurisdiction. Non-U.S. calculations are estimates only.
You must consult a licensed real estate professional, CPA, tax advisor, attorney, or financial advisor before making any investment, purchase, financing, or tax decision.
We are not liable for any financial loss, missed opportunity, tax liability, or other damages arising from your reliance on any calculation, report, projection, or grade produced by the App.
The App offers an optional auto-renewing subscription ("Pro") that unlocks additional calculators and features (e.g., Tax Calculator, Deal Score™, Property Comparison, What-If Scenarios, Notes & Photos, Deal Pipeline, Amortization Schedule, branded PDF reports, and XLSX exports). Pricing and billing period (monthly or annual) are displayed at the point of purchase and may vary by region.
Payment will be charged to your Apple ID or Google Play account (as applicable) at confirmation of purchase. Your subscription automatically renews unless auto-renew is turned off at least 24 hours before the end of the current billing period. Your account will be charged for renewal within 24 hours prior to the end of the current period, at the price you originally agreed to unless changed and disclosed to you in advance.
You can manage or cancel your subscription at any time in your device's account settings:
iOS: Settings app → [Your Name] → Subscriptions
Android: Google Play app → Payments & subscriptions → Subscriptions
Cancelling stops future renewals but does not refund the current billing period. Pro features remain available until the end of the period you already paid for.
If a free trial is offered, any unused portion of a free trial period will be forfeited when you purchase a subscription during the trial.
All purchases are processed by Apple or Google, and refund requests are handled according to their respective policies:
Google Play: https://support.google.com/googleplay/answer/2479637
We do not directly process payments or issue refunds.
We may change subscription pricing at any time. Any price change will be communicated in advance and will apply starting with your next billing cycle, in accordance with Apple's and Google's respective policies.
If you reinstall the App or switch devices, you can restore a previously purchased subscription using the "Restore Purchases" option in Settings, provided you are signed in with the same Apple ID or Google account used for the original purchase.
Free-tier use of the App is supported by advertising served through Google AdMob, including interstitial and rewarded video ads. Ads may be personalized based on your consent choices (see Privacy Policy Section 8.2). We are not responsible for the content of third-party advertisements.
Any notes, photos, or property data you create in the App ("User Content") remain yours. By enabling Cloud Sync, you grant us a limited license to store and transmit your User Content solely to provide the cloud sync feature. We do not use your User Content for any other purpose, including advertising.
You are solely responsible for the accuracy and legality of any User Content you create, including photos you attach to properties.
You may delete your account and associated cloud data at any time via Settings → Cloud Sync → Delete Account, or by emailing funaoosapps@gmail.com. See Privacy Policy Section 8.3 for details.
The App, including its design, calculators, "Deal Score™" branding, text, graphics, logos, and underlying code, is owned by Funaoos Apps and protected by copyright, trademark, and other intellectual property laws. Nothing in these Terms transfers any ownership rights to you.
THE APP IS PROVIDED "AS IS" AND "AS AVAILABLE," WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE APP WILL BE UNINTERRUPTED, ERROR-FREE, OR THAT ANY CALCULATION OR RESULT WILL BE ACCURATE OR SUITABLE FOR YOUR PARTICULAR FINANCIAL SITUATION.
TO THE MAXIMUM EXTENT PERMITTED BY LAW, FUNAOOS APPS AND ITS AFFILIATES SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS, REVENUE, DATA, OR INVESTMENT OPPORTUNITY, ARISING OUT OF OR RELATED TO YOUR USE OF THE APP, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. OUR TOTAL AGGREGATE LIABILITY FOR ANY CLAIM ARISING FROM THESE TERMS OR YOUR USE OF THE APP SHALL NOT EXCEED THE GREATER OF (A) THE AMOUNT YOU PAID US IN THE 12 MONTHS PRECEDING THE CLAIM, OR (B) USD $20.
Some jurisdictions do not allow the exclusion or limitation of certain damages, so some of the above limitations may not apply to you.
You agree to indemnify and hold harmless Funaoos Apps from any claims, damages, liabilities, and expenses (including reasonable attorneys' fees) arising from your use of the App, your violation of these Terms, or your violation of any rights of a third party.
The App relies on third-party services (Google Firebase, Google AdMob, Google Sign-In, Apple Sign-In, RevenueCat) that have their own terms of service. Your use of features powered by these services is also subject to their respective terms:
Firebase Terms: https://firebase.google.com/terms
Google Play Terms: https://play.google.com/intl/en-us/about/play-terms/
Apple Media Services Terms: https://www.apple.com/legal/internet-services/itunes/
RevenueCat Terms: https://www.revenuecat.com/terms
We may suspend or terminate your access to the App at any time, with or without notice, if we believe you have violated these Terms. You may stop using the App at any time. Sections 4, 9, 10, 11, and 12 survive termination.
These Terms are governed by the laws of the jurisdiction in which Funaoos Apps is established, without regard to conflict-of-law principles, except where local consumer protection law requires application of your local jurisdiction's laws. Any dispute arising from these Terms will first be attempted to be resolved informally by contacting funaoosapps@gmail.com.
If you downloaded the App from the Apple App Store, you acknowledge that:
These Terms are between you and Funaoos Apps only, not Apple, and Apple has no obligation to provide support for the App.
Apple is not responsible for any product liability claims, claims that the App fails to conform to legal or regulatory requirements, or claims arising from consumer protection or similar legislation.
Apple is a third-party beneficiary of these Terms and may enforce them against you.
In the event of a conflict between these Terms and Apple's Standard End User License Agreement (EULA), the Apple EULA available at https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ governs your use of the App to the extent required by Apple's guidelines.
If you downloaded the App from Google Play, your use is also subject to the Google Play Terms of Service linked above. Nothing in these Terms limits any rights you have under applicable consumer protection law in your country of residence.
We may update these Terms from time to time. Material changes will be reflected by updating the "Last Updated" date at the top of this document. Continued use of the App after changes take effect constitutes acceptance of the revised Terms.
If any provision of these Terms is found unenforceable, the remaining provisions will remain in full force and effect.
Questions about these Terms of Use can be directed to: funaoosapps@gmail.com
This document is effective as of the date listed above and applies to all users of Funaoos Apps worldwide.