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Q & A: NON- STANDARD VS. STANDARD
Q: WHY NON-STANDARD PRODUCTS IN FLORIDA?
A: Non- Standard are a great alternative for difficult to insure or even higher value policies. As many have seen recently regarding the current insurance market in Florida, a lot of carriers are either leaving the state, or raising their rates and requirements to crazy levels. A non-standard carrier is a great alternative, and with our selection of A rated companies, you can feel confident that you are covered by quality companies with solid financial backing.
Q: WHAT IS NON-STANDARD AND HOW IS IT DIFFERENT FROM STANDARD PRODUCTS?
A: Non-Standard companies are companies that do not have state financial backing in case the carrier files bankruptcy. Which is why our carriers are selectively chosen. We ONLY offer A rated companies, so you can be assured that your policy is backed by a financially sound company. Non- standard is actually a great way to go, if you need simple coverage fast OR have a difficult to insure property or business.
Q: DO I GET LESS COVERAGE WITH NON-STANDARD?
A: The right Non-Standard company can be just as good or even better than a Standard one. Each company, whether standard or non-standard, offer their own particular type of coverage. We, as your agent, using your specific needs and requirements, are going to find a company that best fits your needs. And many times, that may be with a Non- Standard carrier.
A: Click any of the TABS ABOVE to apply for a Florida Non-Standard Home, Auto, Business, or Property Insurance. Looking for Life Insurance, call or text us and we will be more than happy to get you covered and prepare for the future.