5 Online loan approvals

5 Online Loan Approvals

FT Finance offers you the fastest online loan approvals. Approval is immediate. No waiting period.

Loans Blacklisted

FT Finance gives you access to multiple lenders which will help you no matter your credit record. You can get a loan even if you are blacklisted. However, there are certain legal criteria that must be met even though you might qualify for a loan for the Blacklisted i.e

• You cannot be under Debt review. It is illegal to give a person a loan who is under Debt Review. See Debt management.

• You must earn an income, a salary. So unemployed people, people receiving Grants and persons with their own business cannot qualify for a personal loan with any of our lenders. For a business loan go here..

• You should not have been sequestrated or have a court order declaring you unfit to manage your finances.

Why you would take a Personal Loan.

A Personal Loan is a loan you take to cover an immediate, unforeseen expense such as:

• an unexpected medical bill,

• you need a new appliance,

• you want to go on vacation,

• any other emergency etc.

You can normally pay back the loan, plus interest, over a period of time such as 2 years or 5 years. You should try and take a personal loan if you need to solve an immediate need or emergency. Do not just take a personal loan for trivial things which you can pay for later. Try and see what the value of the personal loan will be to you and if it is worth taking it. Remember you are going to pay back interest and the money will be spent easily and the pay back will take a while.

Why would you apply for a Payday Loan

A Payday Loan is a short term loan with much higher interest than a personal loan. A Payday loan is normally repaid between 1 and 3 months. These loans should only be used to cover a cash flow shortage to help you get through a month. A payday loan is normally just a fraction of your next salary. So please keep that in m ind when applying for a Payday loan. You must be able to payback the payday loan with interest when receiving your next paycheck.

We offer two great Payday loans. These are the largest Payday loan companies in South Africa and thus offer you highly competitive interest rates and flexible repayment structures. We offer you Lime Loans and Mpowa Loans.

Lime loans offer you the following:

• Fast Application Processing: Lime Loans processes your loan Immediately and you can see your repayment. It is fast effective and the application takes place in a few minutes. Click here to apply.

• Transparency: There are no hidden fees and you basically structure your own deal.

• Security: Data protection is very important and Lime Loans complies with all the requirements of Visa and Mastercard globally. They also operate in line with the National Credit regulator of South Africa. This ensures that your rights are never infringed upon.

• Unique Loyalty Programme: You will receive loyalty bonuses for every future transaction you complete. Click here to start your application.

Personal loan Lenders

We have a couple of personal loan lenders who are all registered wth the South African Credit regulator.

Africanbank is probably one of the best known lenders and they offer the following:

• Personal loans from R2000 to R250 000 with up to 72 months to pay.

• consolidation loans to get one payment for all your creditors.

• low interest rates of only 15% per annum

• Value added deals where you can add a laptop or cellphone to your deal. Click here to start the application process

Fasta loans is one of the fastest growing loan providers in South Africa. They offer the following:

• Fast, effective online applications.

• No need to run around and hand in a bunch of documents.

• It is the fastest loan in South Africa as approval is immediate.