FreeTaxUSA 2025 Pricing – Federal & State Filing Cost Explained

As the 2025 tax season approaches, many taxpayers are searching for a reliable and affordable way to file their returns. One of the most popular low-cost tax software options in the U.S. is FreeTaxUSA. Known for its transparent pricing and robust filing features, FreeTaxUSA continues to attract millions of users each year.

In this guide, we’ll break down FreeTaxUSA 2025 pricing, explain how much federal and state tax filing actually costs, and help you decide if it’s the right choice for your tax needs.

The biggest advantage of FreeTaxUSA is its completely free federal tax filing.

What You Get for $0:

• File your federal tax return for free, regardless of income level

• Supports complex tax situations, including:

  • Self-employment & freelancing

  • Investment income (stocks, crypto, dividends)

  • Rental property income

  • Itemized deductions

• Free electronic filing (e-file)

• Free printable return

• 7 years of return storage

• Free federal amendments

Unlike many competitors, FreeTaxUSA does not restrict free filing to “simple” returns only. Whether you file a basic W-2 return or a more advanced Schedule C for business income, the federal return remains $0.

FreeTaxUSA is an IRS-approved e-file provider, working directly with the Internal Revenue Service to securely transmit tax returns.

Security features include:

• 256-bit encryption

• Identity verification protection

• Secure account login

• Encrypted document storage

Filing Type                                              Cost

Federal Tax Return                                                   $0.00

State Tax Return                                                       $14.99 per state

Federal Amendments                                             Free

E-Filing                                                                        Free

Optional Upgrades                                                  Extra (optional)

Pros of FreeTaxUSA Pricing

• Completely free federal filing

• Very low state filing cost

• Supports advanced tax situations

• No hidden fees

• Free amendments

• Free prior-year access (federal)

Cons to Consider

• No free state filing (some competitors offer it under income limits)

• Live phone support not included by default

• Not ideal for very specialized tax situations like:

  • Non-resident alien returns (1040-NR)

  • Complex foreign income reporting

FreeTaxUSA is perfect for:

• W-2 employees

• Freelancers and gig workers

• Small business owners

• Investors and crypto traders

• Rental property owners

• Budget-conscious taxpayers

Yes. FreeTaxUSA remains one of the best low-cost tax filing options for 2025. With $0 federal filing and one of the cheapest state filing fees available, it offers excellent value for both simple and moderately complex tax situations.

If you want:

• Maximum savings

• Reliable IRS-approved software

• No upsell pressure

• Full control over your tax return