FreeTaxUSA for Self-Employed & Freelancers

FreeTaxUSA for Self-Employed & Freelancers is one of the most affordable and reliable ways to file taxes if you earn income outside a traditional job. Whether you’re a freelancer, gig worker, consultant, creator, or small business.

FreeTaxUSA is operated by FreeTaxUSA 2025 , an IRS-approved e-file provider trusted by millions of taxpayers.

You are considered self-employed if you:

• Receive 1099-NEC or 1099-MISC forms
  
  

• Work as a freelancer or independent contractor
  
  

• Run a small business or side hustle
  
  

• Earn gig income (rideshare, delivery, online work)
  
  

• Do not receive a W-2 from an employer
  
  

Self-employed taxpayers must report income and expenses differently than W-2 employees.

Yes. FreeTaxUSA is one of the best tax software options for self-employed users because:

• Federal self-employed filing is FREE
  
  

• Supports Schedule C (business income & expenses)
  
  

• No income limits
  
  

• Handles deductions & credits
  
  

• Low-cost state filing
  
  

• No forced upgrades
  
  

Many competitors charge extra for self-employment—FreeTaxUSA does not.

FreeTaxUSA supports all major self-employment forms, including:

• Schedule C – Profit or Loss from Business
  
  

• Schedule SE – Self-Employment Tax
  
  

• 1099-NEC – Nonemployee compensation
  
  

• 1099-MISC – Other income
  
  

• 1099-K – Payment app income
  
  

• Form 1040 – Individual tax return
  
  

This makes it suitable for both simple and complex freelance tax situations.

Step 1: Create or Log In to Your FreeTaxUSA Account

Visit the FreeTaxUSA 2025  website and sign in or create a free account.

Step 2: Choose the Correct Tax Year

Select the 2025 filing option (for 2024 income).

Step 3: Enter Personal & Filing Information

Provide:

• Name & SSN
  
  

• Filing status
  
  

• Dependents (if any)

Step 4: Add Self-Employment Income

Enter income from:

• 1099-NEC
  
  

• 1099-MISC
  
  

• 1099-K
  
  

• Cash or other business income
  
  

FreeTaxUSA guides you through each entry.

Step 5: Enter Business Expenses (Schedule C)

Common deductible expenses include:

• Office supplies
  
  

• Internet & phone
  
  

• Equipment & software
  
  

• Advertising & marketing
  
  

• Mileage & vehicle expenses
  
  

• Home office (if eligible)

Step 6: Review Self-Employment Tax Calculation

FreeTaxUSA automatically calculates:

• Self-employment tax
  
  

• Adjustments
  
  

• Estimated tax impact

Step 7: File Federal & State Returns

• Federal return: Free
  
  

• State return: Low flat fee
  
  

Submit securely via e-file.

Self-employed individuals pay:

• Income tax
  
  

• Self-employment tax (Social Security + Medicare)
  
  

FreeTaxUSA calculates this automatically, so you don’t need to do the math.

FreeTaxUSA 2025  helps you claim eligible deductions such as:

• Business expenses
  
  

• Health insurance (self-employed)
  
  

• Retirement contributions
  
  

• HSA contributions
  
  

• Home office deduction
  
  

Claiming deductions correctly can lower your tax bill.

Income Doesn’t Match 1099

Fix: Double-check totals and ensure all income is entered.

High Self-Employment Tax

Fix: Review deductions and expenses carefully.

Return Rejected

Fix: Correct errors and re-submit through FreeTaxUSA.

• Keep records of income & expenses
  
  

• Save receipts
  
  

• File early
  
  

• Use direct deposit
  
  

• Review Schedule C carefully
  
  

These steps help avoid audits and delays.

Is FreeTaxUSA free for self-employed users?

Yes. Federal self-employed filing is completely free.

Does FreeTaxUSA support Schedule C?

Yes. Schedule C is fully supported.

Can freelancers file state taxes with FreeTaxUSA?

Yes. State filing is available for a low flat fee.

Does FreeTaxUSA calculate self-employment tax?

Yes. All self-employment taxes are calculated automatically.

Can I deduct business expenses?

Yes. Eligible business expenses can be deducted.

Is FreeTaxUSA safe for freelancers?

Yes. It uses secure encryption and IRS-approved systems.

Conclusion

FreeTaxUSA for Self-Employed & Freelancers is one of the best options in 2025 for independent workers who want accurate tax filing without high costs. With free federal filing, Schedule C support, and easy-to-use tools, it helps freelancers file confidently and keep more of their money.

If you’re self-employed and want simple, affordable, and reliable tax software, FreeTaxUSA is a strong choice.