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Pre-existing conditions are not covered. Waiting periods, annual deductible, co-insurance, benefit limits, and exclusions may apply. For all terms and conditions visit spotpetins.com/sample-policy. Preventive Care reimbursements are based on a schedule. Accident & Illness coverage reimbursements are based on the invoice. Products, schedules, discounts, and rates may vary and are subject to change. More information is available at checkout.

Insurance products are underwritten by either Independence American Insurance Company (NAIC #26581. A Delaware insurance company located at 11333 N. Scottsdale Rd, Ste. 160, Scottsdale, AZ 85254), or United States Fire Insurance Company (NAIC #21113. Morristown, NJ). Please refer to your policy forms to determine the underwriter for your policy. Insurance is produced by Spot Pet Insurance Services, LLC. (NPN # 19246385. 990 Biscayne Blvd Suite 603, Miami, FL 33132). CA License #6000188. PTZ Insurance Agency Ltd. (NPN: 5328528. domiciled in Illinois with offices at 1208 Massillon Road, Suite G200, Akron, Ohio 44306) is responsible for administration and claims adjudication. (California residents only: PTZ Insurance Agency Ltd., d.b.a PIA Insurance Agency Ltd. CA license #0E36937).

The provisioning model of a VM affectsits discounts and availability; Compute Engine VMs canuse either the standard provisioning model (standard VMs) (default)or the spot provisioning model (Spot VMs).In contrast to standard VMs, Spot VMs are available at muchlower prices but have lower availability because they are subject to preemption.Use Spot VMs to reduce costs for fault-tolerant workloads.

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You can start Spot VMs withlocal SSDsand Compute Engine charges youspot pricesfor the local SSD usage. Local SSDs attached to Spot VMs worklike normal local SSDs, retain the samedata persistence characteristics,and remain attached for the life of the VM.

You can add GPUs to your Spot VMsat lower spot prices for the GPUs. GPUsattached to Spot VMs work like normal GPUs but persist only forthe life of the VM. Spot VMs with GPUs follow the samepreemption processas all Spot VMs.

Spot is run by Suffolk University Law School's Legal Innovation and Technology (LIT) Lab. We are a non-profit, and Spot's primary aim is providing AI-powered issue spotting to organizations and government agencies working to promote access to justice. Support for this project was provided by The Pew Charitable Trusts.

Please consult our documentation on how to use Spot. Over time, the number of issues addressed and the spotter's performance improve as we grow the size of the training data and tweak things under the hood. Feel free to sign up for a developer account, and kick the tires. When signing up, you will be presented with our full terms of service and a Spot click-trust.

Spot builds upon data from the Learned Hands online game, a partnership between the LIT Lab and Stanford's Legal Design Lab. Learned Hands aims to crowdsource the labeling of laypeople's legal questions for the training of machine learning (ML) classifiers/issue spotters. Currently, this labeling is limited to publicly available historic questions from the r/legaladvice forum on Reddit. See Stanford and Suffolk Create Game to Help Drive Access to Justice. You can find copies of this data and learn more about how it is compiled on our data page.

In addition to the data labeled by Learned Hands, users of the API (those building tools with it) have the option to let Spot forget or remember the content of text shared with it. If Spot is given permission to remember a text, we may use it to improve the issue spotter by having humans perform their own issue spotting and using their insights to retrain the issue spotter.

Spawning takes place in the ocean from fall to early spring and the post-larvae move into estuaries, utilizing low salinity tidal creeks where they develop into juveniles. As spot grow, they move toward higher salinity areas during the summer and early fall and offshore in the fall as water temperatures decrease. Those that summered in the northern portion of their range also move south in the autumn. Spot are opportunistic bottom feeders, eating mainly worms, small crustaceans and mollusks, and organic material. The post-larvae prey on plankton but become bottom feeders as juveniles or adults. Predators such as striped bass, weakfish, summer flounder, bluefish, and sharks eat them in turn.

Spot provide important recreational and commercial fisheries in the South Atlantic, although year-to-year fluctuations in landings are common. This is because spot are short-lived and the catch in most years consists of a single year-class, the strength of which is variable (partly due to environmental conditions prevalent in the spawning and nursery areas).

In 2017, the first coastwide benchmark stock assessment was completed for spot. The assessment used a catch survey model to estimate population parameters (e.g., stock status, natural mortality, discard rates, and mortality) and biological reference points. However, due to conflicting trends in abundance and harvest, as well as other uncertainties, this assessment was not recommended to be used for management advice. There is a new benchmark stock assessment underway, scheduled to be completed in 2024.

In the most recent TLA, presented in August of 2022, adult abundance status was unknown in both the Mid-Atlantic and South Atlantic. This is due to fishery independent survey data unavailability. The Spot Technical Committee recommended maintaining current management measures until 2023 when all fishery independent survey data are expected to be available again, and the spot TLA can be reevaluated.

In March 2017, a report on Sciaenid Fish Habitat was released including information on habitat for several species, including spot, during all stages of their lives, their associated Essential Fish Habitats and Habitat Areas of Particular Concern, threats and uncertainties to their habitats, and recommendations for habitat management and research. This report is meant to be a resource when amending FMPs in the future for these species.

Montgomery County Department of Transportation's (MCDOT) Adopt A Spot (AAS) program encourages residents (individuals, families and businesses) to adopt a commonly owned spot located within Montgomery County. Spot locations include landmarks, schools, vacant lots, walkways or trails, campuses, public grounds, traffic circles or public right-of-ways.

*It is the participants responsibility to obtain permission from the property owner prior to submitting an application.

The volunteer agrees to make regular litter pick-ups at the spot at least 12 times a year (the equivalent of once a month) and report the cleaning results to our office. In recognition, MCDOT will provide cleaning equipment and one AAS sign with the volunteer's name that can be installed in the ground somewhere within the adopted spot. *It is the participants responsibility to obtain permission from the property owner for the installation of the AAS sign prior to submitting an application.

Locations Not Eligible: Montgomery County facilities, such as parking garages, lots, highway depots and transit centers cannot be adopted for liability and safety reasons. Montgomery County parks; municipalities (such as Rockville City and Takoma Park); and some urban districts, including downtown Bethesda are not eligible.

* If you are interested in helping keep Montgomery County parks litter free contact Henry Coppola or visit www.ParksVolunteers.org.

In finance, a spot contract, spot transaction, or simply spot, is a contract of buying or selling a commodity, security or currency for immediate settlement (payment and delivery) on the spot date, which is normally two business days after the trade date. The settlement price (or rate) is called spot price (or spot rate). A spot contract is in contrast with a forward contract or futures contract where contract terms are agreed now but delivery and payment will occur at a future date.

Depending on the item being traded, spot prices can indicate market expectations of future price movements in different ways. For a security or non-perishable commodity (e.g. silver), the spot price reflects market expectations of future price movements. In theory, the difference in spot and forward prices should be equal to the finance charges, plus any earnings due to the holder of the security, according to the cost of carry model. For example, on a share the difference in price between the spot and forward is usually accounted for almost entirely by any dividends payable in the period minus the interest payable on the purchase price. Any other cost price would yield an arbitrage opportunity and riskless profit (see rational pricing for the arbitrage mechanics).

The spot date may be different for different types of financial transactions. In the foreign exchange market, spot is normally two banking days forward for the currency pair traded. A transaction which has settlement after the spot date is called a forward or a forward contract.

Other settlement dates are also possible. Standard settlement dates are calculated from the spot date. For example, a one-month foreign exchange forward settles one month after the spot date. I.e., if today is 1 February, the spot date is 3 February and the one-month date is 3 March (assuming these dates are all business days). For a trade with two dates, such as a foreign exchange swap, the first date is usually taken as the spot date.

A set of tools for model-based optimization and tuning of algorithms (hyperparameter tuning respectively hyperparameter optimization). It includes surrogate models, optimizers, and design of experiment approaches. The main interface is spot, which uses sequentially updated surrogate models for the purpose of efficient optimization. The main goal is to ease the burden of objective function evaluations, when a single evaluation requires a significant amount of resources. 006ab0faaa