Bump Benefits - free breast pump with insurance

Getting a Free Breast Pump With Insurance

Thousands of moms recently became eligible to receive a free breast pump through insurance thanks in no small part to the Affordable Care Act within the United States. Every year, thousands of mothers purchase these products; with many insurance policies being extended in 2016 and throughout 2017 to cover the cost of purchasing these helpful accessories.

Who can apply for a free breast pump?

Anyone that has health insurance with any of the leading agencies in the United States. All insurance firms are now obligated to provide support and care to help with breastfeeding activities, and this is something that thousands of mothers can take advantage of. With the recent change in leadership, President Donald Trump has opted to maintain this level of care for new mothers, so you’ll still be able to take advantage of the benefits in 2018 and beyond.

How can you check that your insurer will cover you for your breast pump?

The first thing that you’ll need to do is to take a look at your insurance plan and if it’s governed by the Affordable Care Act (ACA). Most insurers adhere to these policies, but those that operate off-shore, but within the United States might be subjected to their own legislation. If your insurer doesn’t cover you, you could switch - the main thing is to get in touch with them once you know for sure.

You’ll then want to get your benefits written down on paper for you – either manually or digitally. In either event, this is all of the proof that you’ll need to work out which types of pumps you are entitled to. Some insurers will only cover the cost of pumps from particular brands, while others might be a little more flexible and can leave the decision down to you.

Once you know where you stand you’ll be able to head out and search for a breast pump and thanks to recent legislation, you can even take advantage of online options and search the internet for a good model. You’ll then be in a position to purchase your chosen model – just be sure to keep the receipt, as this will be your way of claiming your costs back.

What can you do with the receipt?

Make sure that you have a copy, just in case the original goes missing, and then get in touch with your insurer. Let them know that you’ve purchased a baby pump and you want to reclaim the cost under your policy. They’ll then issue you a few forms and ask you to fill them in. Once you do, be sure to attach a copy of your original receipt and send them back to your insurer.

Depending on their pay out policies, you could have your cash refunded in the space of a few weeks; allowing you to enjoy your very own pump thanks to the care that the government have afforded to you. Do you want to know what the best electric breast pump is - find out here

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