About Fred Assini

Chief Executive Officer, Alpha Tech Lending

In 2024, Fred Assini celebrated his 37th year in the dynamic real estate field, marking a distinguished career at the forefront of industry innovation. Since assuming the role of Chief Executive Officer at Alpha Tech Lending in 2019, he has significantly expanded the firm's reach. Originating in the Northeast United States in 2007, Alpha Tech Lending has grown under his leadership to offer nationwide services, providing seamless, affordable access to capital for real estate professionals based in New York and Boca Raton, Florida.

Facilitating Successful Projects

Fred and his dedicated team have been pivotal in Alpha Tech Lending's strategic expansion. They drive the company forward with a deep understanding of the complexities inherent in real estate projects and the lending processes involved. To streamline each project's success, they ensure timely feedback, optimal loan matching, transparent terms, and steadfast professional support.

Alpha Tech Lending's diverse portfolio caters to a wide range of needs within the real estate sector, offering programs such as Fix & Flip, New Construction, DSCR 1-4, DSCR 5+, Bridge Loans, and Tru No Doc Loans. Their Fix & Flip loans enable investors to refurbish and enhance properties for maximum return. At the same time, New Construction Loans provide essential funding for developers aiming to undertake new builds from the ground up.

The firm specializes in DSCR Loans for properties ranging from single residential units to large commercial projects, assessing loan qualification based on projected rental income profitability. Additionally, they extend financial solutions for commercial real estate needs, including office buildings, retail spaces, warehouses, and more.

For clients who are transitioning between financial solutions, Alpha Tech Lending's Bridge Loan program offers short-term relief until permanent financing is secured. The Tru No Doc Loan program stands out by valuing loans based solely on asset collateral, independent of the borrower's credit score or financial background.

Moreover, Alpha Tech Lending actively supports the growth of mortgage brokers and consultants working with real estate investors through its Registered Broker Partner Program, which provides lucrative financial incentives and ensures comprehensive support throughout the partnership.

Fred's Real Estate and Financing Experience

Before his tenure at Alpha Tech Lending, Fred Assini founded First Rehab Lending in 2012, a company quickly known for providing efficient, short-term commercial loans nationwide. This firm supported the acquisition and rehabilitation of non-owner-occupied residential real estate, promoting success in the market through swift service and in-house loan processing that facilitates rapid approvals and closings.

At 27, Fred launched his entrepreneurial journey with Franklin First Financial, leading the company until December 2018. Under his leadership, it expanded its licensing to 40 states and was recognized among the nation's top mortgage lenders, notable for its diverse lending services and innovative use of technology.

Assini's experience also includes managing a general contractor company, which provides him with unique insights that enhance his client relationships. Fred has completed nearly 100 fix-and-flip projects throughout his career, demonstrating his hands-on knowledge and commitment to the field.

Fred's professional affiliations include memberships in various industry organizations, through which he has garnered numerous accolades for his contributions to mortgage lending.

Proud Sponsor of Local and National Charity Events

Besides his professional achievements, Fred Assini is deeply committed to philanthropy, regularly sponsoring and participating in hundreds of charity events nationwide, including golf tournaments and community-focused initiatives.

Assini cherishes spending time with his family, playing golf, traveling, and maintaining an active lifestyle focused on health and wellness when not engaged in his work. Born in Brooklyn, New York, Fred attended Saint John's University, earning a finance degree that propelled him into a successful career in private lending.