The face value of coins, stamps, or bill is usually its legal value. However, their market value need not bear any relationship to the face value. For example, some rare coins or stamps may be traded at prices considerably above their face value. Coins may also have a salvage value due to more or less valuable metals that they contain.

The face value of bonds usually represents the principal or redemption value. Interest payments are expressed as a percentage of face value. Before maturity, the actual value of a bond may be greater or less than face value, depending on the interest rate payable and the perceived risk of default. As bonds approach maturity, actual value approaches face value.


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In the case of stock certificates, face value is the par value of the stock. In the case of common stock, par value is largely symbolic. In the case of preferred stock, dividends may be expressed as a percentage of par value.

The face value of a life insurance policy is the death benefit. In the case of so-called "double indemnity" life insurance policies, the beneficiary receives double the face value in case of accidental death.

Face value can be used to refer to the apparent value of something other than a financial instrument, such as a concept or plan. In this context, "face value" refers to the apparent merits of the idea, before the concept or plan has been tested.

Face value also refers to the price printed on a ticket to a sporting event, concert, or other event (the price the ticket was originally sold for by the organization hosting the event). The practice of re-selling tickets for more than face value (or a certain amount above face value) is commonly known as ticket scalping.

Robin Smith of Record Mirror highlighted the album's emotional restraint, commenting that it plays less like a statement of "raw emotion" and more like a "diary" of Collins' "disappointments, hopes and fantasies".[27] In Sounds, Hugh Fielder said that it effectively captured Collins' "multi-faceted" musicality with songs ranging "from funky beat to melancholic ballads with occasional pop and avant garde twinges."[30] Melody Maker's Allan Jones considered Face Value a compelling stylistic divergence from Collins' work in Genesis, writing that the album "delights in confounding the familiar parameters" of the band's music.[32] Rolling Stone critic Steve Pond was more reserved in his praise. He complimented Collins for forgoing Genesis' "high-blown conceits" for a simpler sound rooted in "basic pop and R&B", but found that "[his] broken heart is too clearly on his sleeve, and musical missteps abound".[28] Pond nonetheless deemed it "unmistakably the most worthy Genesis product" since Peter Gabriel's 1977 debut album.[28]

If you still own the bond after 20 years or the note after seven years, you get back the face value of the security. That means you will have also earned $1.66 for every $100 par value of your bond and $0.57 for every $100 par value of your note.

: Alpha is an estimated numeric value of a stock's expected excess return that cannot be attributed to the market's volatility, but may be due to some other security.Description: In other words, it is the difference between the investment return and the bench mark return (for e.g. NSE Nifty). It is one out of the five technical risk ratios which help the investor to determine the risk reward p

are things you own that you can sell for money. In accounting, an asset is any resource that a business owns or controls. It's anything that could be sold for money. The study of a balance sheet and assets and liabilities helps us to ascertain the equity value. This value can be used to value a company and understand if a company is overvalued or undervalued in the market. What is an asset?An asse

In the financial industry, face value represents the value, in dollars, of a specific security, such as stocks and bonds, at the time it's issued. Just like the federal government sets the face value, the issuers of stocks and bonds set the value of the securities it offers. While the market rate for these assets may fluctuate based on various factors, such as supply and demand, the face value remains constant.

The government and many corporations use bonds to build capital for special programs or growth projects. Each bond comes with a set term that typically ranges from 1 to 10 years or more. The face value of each bond, also referred to as the par value or redemption value, is set by the issuer and typically printed on the bond itself. It represents the amount the issuer promises to pay once the bond reaches maturity. The face value remains static throughout its duration, with the exception of inflation-linked bonds, which can have fluctuating face values.

Interest rates on bonds are typically based on a percentage of the face value and expressed as a coupon rate. For example, the interest payment for a $5,000 bond with a coupon rate of 5% is $250 ($5,000 * .05). These interest rates directly impact the market value of the bond.

The face value of stocks represents the value a company assigns to its shares. Some companies set a nominal face value, such as $0 or $1, to add extra protection for their shareholders in case the stock were to tumble.

In most cases, the face value remains stable. However, if the company decides to conduct a stock split, it could lower the face value. For example, if ABC Company sets the face value of its stock at $10 per share and then later decides to split the shares in two, the value of each share decreases to $5 per share.

On the other hand, the market value represents the price that an investor agrees to purchase and the issuer agrees to sell a specific security. This value often fluctuates significantly based on various factors, such as supply and demand and current interest rates.

Many people purchase life insurance to provide financial security to their loved ones in the event of their death. Beneficiaries can use these policies to pay for end-of-life expenses or to cover other costs. The face value of a life insurance policy, often referred to as the death benefit, is the amount paid out to the beneficiaries upon the death of the policy owner. The death benefit value also directly relates to the cost of the policy.

The face value of a life insurance policy can change over time. For example, you can purchase additional insurance, also called paid-up insurance, that can add to the face value. Additionally, some insurance policies come with riders that may change the payout amount. For instance, policies with a double indemnity clause pay double the face value of the policy if the death results from certain types of accidents, such as a car accident.

Certain sections of this blog may contain forward-looking statements that are based on our reasonable expectations, estimates, projections and assumptions. Past performance is not a guarantee of future return, nor is it indicative of future performance. Investing involves risk. The value of your investment will fluctuate and you may lose money.

When you list your tickets for sale on the Face Value Exchange, the listing price is automatically set at the total price you paid. This includes the face value price set by the artist, plus any applicable fees and taxes.

For resale tickets: the listing price is determined by the seller, which includes fans, season ticket holders, and professional resellers. Often a resale price exceeds the initial face value set by the artist or team.

Findings from the survey are summarised in a new report from the Ada Lovelace Institute, Beyond face value: public attitudes to facial recognition technology. It provides much-needed evidence on public attitudes at a time when police use of facial recognition technology is being challenged in the courts and the Information Commissioner is investigating its deployment in the Kings Cross area of Central London.

The face value of a bank note (or coin, postage stamp, etc.) is the value printed on the item. A five-dollar bill claims to be worth five dollars, so that's its face value. In other words, the face value of something is its apparent worth; its real value may not be the same as its face value.

Applying this term to words, if you take someone's words at face value, you're not questioning their apparent worth. You're assuming that the words are worth what they appear to be. As a result, you don't question them or examine them closely to find any flaws, inaccuracies, or untruthful statements.

If you don't take their words at face value, the opposite is true. You haven't assumed their words are correct or truthful. You might question them or examine them closely to find flaws, inaccuracies, or untruthful statements.

If I tell you not to take my words at face value, I'm probably telling you I might be wrong, not that I might be tricking you. Why? Because if I were trying to trick you, I probably wouldn't give you any warning!

"Don't take my words at face value" may mean "Don't blindly accept everything I say as fact." Someone might say this if they are unsure that what they are saying is completely true; they may just be guessing.

For instance, if someone says, "You look tired, are you sick?" The "face value" is not assuming a hidden meaning, and so the statement would be assumed to mean "the person thinks I look ill and they are genuinely concerned". But sometimes people are being passive-agressive, and what might appear to be concern is intended as an insult or an attempt to make you feel insecure. To not take someone's words at face value is to look deeper for hidden meanings or veiled intent.

Mediation is a process wherein a third party, or mediator, attempts to assist two conflicting parties in dealing with their dispute. Research has identified party trust in the mediator as a key element required for mediator effectiveness. In online video-based mediation, the addition of technology to the mix poses both challenges and opportunities to the capacity of the mediator to build trust with the parties through nonverbal communication. While authors researching the field of Online Dispute Resolution (ODR) have often focused on trust, their work has typically targeted text-based processes. As ODR embraces video-based processes, nonverbal communication becomes more salient. Nonverbal communication research has identified examples of specific actions that can contribute to trust. This paper combines that research with current scholarship on trust in mediation and on nonverbal communication in mediation, to map out the landscape mediators face while seeking to build trust through nonverbal communication in online video-based mediation. Suggestions for future research and implications for practice are noted, holding relevance to researchers and practitioners in any field in which trust, nonverbal communication and technology converge. be457b7860

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