Quick answer: Outside the US, fund Fomo with USDC sent from a crypto exchange or wallet on Solana, Base, BNB Chain, Monad or Ethereum (or USDG on Robinhood Chain). Card and Apple Pay depend on your country. Bank withdrawals are for US bank accounts only, so outside the US you withdraw USDC to a wallet or exchange.
Buy USDC on a crypto exchange that works in your country, if you don't have any.
In the Fomo app: Deposit, then Crypto, then pick the network your USDC is on.
Copy the deposit address and send only USDC, on that same network.
Robinhood Chain takes USDG (minimum 0.50 USDG), which converts into your USDC cash balance. Deposits usually arrive within seconds to a few minutes. Sending on the wrong network means the funds won't show up. Source: Fomo: depositing with crypto, Fomo: card deposits by country.
Card deposits are not available in every country. A failed attempt may show a temporary hold that your bank releases, usually within 1-3 business days.
Buying a token with Apple Pay goes through Crossmint, takes bank-issued debit or credit cards only, and has a $2,500 daily limit that resets at midnight EST (Fomo: Apple Pay).
Bank withdrawals need identity verification and a US bank account (Fomo: bank withdrawals).
Everyone else: Withdraw, then Crypto wallet. USDC on Solana, Base, BNB Chain, Monad, Ethereum or Arc; USDG on Robinhood Chain. Networks other than Solana have a minimum amount. Match the network exactly (Fomo: withdrawing to a wallet).
Codes only work at signup. With code DEAL (open fomo.family/r/deal first) you pay 0.45% per trade instead of 0.50%, and get 12.5% of your fees back as USDC cashback, paid every month, and weekly at the weekend once your unpaid balance reaches 50 USDC, funded by the code owner. How much DEAL saves.
Independent guide, not an official Fomo site. Facts checked against Fomo's help center on 17 October 2026. Not financial advice.