Privacy Policy

Effective Date: 21 March 2026

FinPilot AI (“we”, “our”, or “us”) respects your privacy and is committed to protecting your personal data. This Privacy Policy explains how we handle your information when you use our mobile application.

1. Information We Collect

a. Personal Data

We do not collect personally identifiable information such as your name, email address, or phone number in the initial version of the app.

b. Financial Data (Stored Locally Only)

The app allows you to input:

Income and expense data
Categories
Notes (optional)

This data is:

Stored locally on your device only
Not transmitted to any servers
Fully under your control

c. Usage Data

We do not collect analytics, tracking data, or behavioral data in the initial version.

2. How We Use Your Data

All data is used only within the app to:

Display your financial dashboard
Generate basic insights
Track budgets and spending

No data is used for advertising or shared with third parties.

3. Data Storage & Security

Your data is stored securely using local device storage (Room Database)
We do not store or process your data on external servers
You are responsible for securing your device

4. Data Sharing

We do not:

Sell your data
Share your data
Transfer your data to third parties

5. Data Deletion

You can delete your data by:

Removing transactions within the app
Uninstalling the app (which deletes all stored data)

6. Third-Party Services

The Initial version of FinPilot AI does not use third-party services such as analytics, ads, or cloud storage.

7. Children’s Privacy

FinPilot AI is not intended for users under the age of 13. We do not knowingly collect data from children.

8. Future Updates

Future versions may include:

AI features
Cloud sync
Authentication

If these are introduced, this Privacy Policy will be updated accordingly.

9. Changes to This Policy

We may update this Privacy Policy from time to time. Changes will be reflected with an updated “Effective Date”.

10. Contact Us

If you have any questions, contact us at:
noxlivo.studio@gmail.com

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