FinDice - System's Description

FinDice is a full-stack web application designed to help users manage their personal finances through manual tracking, automated banking integration, AI-generated insights, and interactive budgeting. It’s tailored to both regular users and freelancers, offering tools that adapt to different financial lifestyles.

Key Features

Manual Transaction Entry
- Users can log every type of transaction—income, expenses, or cash—with custom descriptions, amounts, dates, and categories. This ensures full control over their records, especially for cash-heavy users or freelancers.

Secure Bank Integration
- Using the Plaid API, FinDice allows users to link their bank accounts. Transactions are automatically imported and categorized, saving time and improving accuracy. This feature helps users maintain a real-time view of their finances.

Budgeting & Alerts
- Users can create monthly budgets both overall and for specific categories (e.g., groceries, dining out). When they near or exceed a limit, FinDice alerts them—encouraging mindful spending.

Reports & Visualizations
- We use Google Charts to generate interactive graphs that show:
  - Category breakdowns
  - Spending over time
  - Budget vs actual spending
- These reports help users visually track trends and make informed decisions.

Personalized Financial Insights
- Through integration with OpenAI or DeepSeek, FinDice analyzes user behavior and offers suggestions:
  - Budget optimization tips
  - Predictive warnings for overspending
  - Suggestions to improve savings based on habits
Goal Planning
- Users can set custom savings goals (e.g., emergency fund, trip, rent) and track progress monthly.

Data Export
- For power users, FinDice supports CSV exports of all transactions, making it easy to archive data or analyze it in tools like Excel or Google Sheets.

Accessibility on All Devices
- The app is fully mobile-responsive, allowing users to check in on their finances anytime, anywhere.

Security & Admin Tools

Two-Factor Authentication for login protection
Admin dashboard for managing users and reviewing flagged data
Clean UI for a seamless and intuitive experience across all pages

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