Privacy Policy Finanzen

This Privacy Policy explains how our application (“App”, “we”, “us”, or “our”) handles information when you use our application.

Our App is an independent informational and educational application designed to provide users with general financial information, market-related content, educational resources, news, and other publicly available information.

We are not affiliated with, endorsed by, sponsored by, or officially connected with finanzen.net or its owners.

1. Information We Collect

We may collect limited information depending on how you use the App.

Information You Provide

If the App provides features such as contact or feedback forms, you may voluntarily provide information such as:

We only use this information for the purpose for which you provide it.

Automatically Collected Information

When you use the App, certain technical information may be collected automatically, such as:

This information may be used to maintain, secure, improve, and troubleshoot the App.

2. Advertising

Our App may display advertisements provided by third-party advertising services, such as Google AdMob.

These advertising providers may use device identifiers, advertising identifiers, approximate location, and other technical information to provide, measure, and improve advertisements, subject to their own privacy policies and applicable laws.

You can manage certain advertising and privacy preferences through your Android device and Google account settings.

3. Analytics

We may use third-party analytics and diagnostic services to understand how users interact with the App and to identify technical problems.

Analytics information may include:

We use this information to improve the stability, functionality, and user experience of the App.

4. Financial Information

Our App does not request or require users to provide bank account numbers, credit card information, passwords, brokerage credentials, or other sensitive financial account information for normal use.

The App is intended for informational and educational purposes and does not itself provide banking, brokerage, investment execution, or payment services.

5. Financial Information and Market Data

The App may display general financial information, stock-market information, prices, charts, news, economic information, or other market-related content.

Such information is provided for general informational and educational purposes only. Market data may be delayed, incomplete, or inaccurate.

Nothing within the App should be considered financial, investment, legal, tax, or professional advice.

Users should conduct their own research and consult a qualified professional before making financial or investment decisions.

6. Third-Party Services

The App may use third-party services for purposes such as:

These third-party providers may process certain information according to their own privacy policies and applicable laws.

7. External Websites and Links

Our App may contain links to third-party websites.

We are not responsible for the privacy practices, content, security, or policies of external websites. We recommend reviewing the privacy policy of any third-party website before providing personal information.

8. Data Security

We take reasonable technical and organizational measures to protect information processed through the App.

However, no electronic transmission or storage system can be guaranteed to be completely secure. Therefore, we cannot guarantee absolute security of information.

9. Children's Privacy

The App is not specifically directed toward children under the age required by applicable law.

We do not knowingly collect personal information from children without appropriate consent where such consent is legally required.

If you believe that a child has provided personal information to us, please contact us so that we can take appropriate action.

10. Data Retention

We retain information only for as long as reasonably necessary to provide our services, maintain security, comply with legal obligations, resolve disputes, and enforce our agreements.

When information is no longer required, it may be deleted or anonymized where reasonably possible.

11. Your Privacy Rights

Depending on your location and applicable law, you may have rights regarding your personal information, including the right to:

To exercise applicable rights, please contact us using the contact information below.

12. GDPR and European Users

If you are located in the European Economic Area, United Kingdom, or another jurisdiction with similar privacy laws, we will process personal information in accordance with applicable data-protection requirements.

Where required, we will obtain appropriate consent before processing information for purposes such as personalized advertising or other consent-based activities.

13. California Privacy Rights

If applicable to you under California law, you may have certain rights regarding personal information, including rights to access, delete, or opt out of certain forms of data sharing or processing.

Requests can be submitted using the contact information provided below.

14. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our App, services, legal requirements, or privacy practices.

Any changes will be posted within the App or on our Privacy Policy page.

The “Last Updated” date at the top of this Privacy Policy indicates when the policy was most recently revised.

15. Contact Us

If you have any questions, concerns, or requests regarding this Privacy Policy, please contact us at:

16. Independent Application Disclaimer

This App is an independent application and is not affiliated with, endorsed by, sponsored by, or officially connected with finanzen.net, finanzen.net GmbH, or any of its owners, partners, or affiliates.

All third-party trademarks, names, logos, and brand names belong to their respective owners and are used only for identification or informational purposes where applicable.

This App does not provide brokerage services, execute trades, hold user funds, provide banking services, or facilitate financial transactions.

The information provided through this App is for general informational and educational purposes only. It may be delayed, incomplete, inaccurate, or subject to change without notice. We do not guarantee the accuracy, completeness, reliability, or timeliness of any information, market data, news, charts, or other content made available through the App.

Nothing in the App constitutes financial, investment, legal, tax, accounting, or other professional advice. The App does not constitute an offer, solicitation, recommendation, or endorsement to buy, sell, or hold any security, financial product, or investment. You are solely responsible for evaluating any information and for making your own financial decisions. Before making any investment or financial decision, you should conduct independent research and consult a qualified financial professional.

To the maximum extent permitted by applicable law, we disclaim responsibility for any loss, damage, or adverse consequence arising from or related to your use of, or reliance on, information provided through the App. Past performance does not guarantee future results, and all investments involve risk, including the possible loss of principal.

By using this App, you acknowledge that you have read and understood this Privacy Policy and the disclaimers contained herein.