You have several options if you need to finance your ionizer. Below, we'll guide you through the process.
All of the options below require no up front outlay, except for the last one.
For all of our financing avenues, you can pay your ionizer off early with no prepayment penalty.
First things first...
It's only when someone besides you checks your credit does it take a couple points (temporarily) off your credit report.
Once a year, go to:
Below, we'll discuss those options:
In all cases, your credit details are strictly between you and the loaning agency, not the distributor.
Many bank credit cards are featured on Bankrate.com offer $0 down, with 0% interest for up to 15 months. Then they start charging interest on the remaining balance.
Monthly Payment: $25 to $54 per month, depending on model. After 15 months, the payment will increase with interest charged (12.99% to 21.99% APR) according to what your credit rating was at the time of application.
Once you have received your credit card, you can order your ionizer.
Your local credit union or bank might typically charge 9% to 14%, $0 down payment on a signature loan, with a 36-48 month term.
We have an excellent source of financing... Call Anne Thomas at (208) 403-1214. She has worked closely with people wishing to purchase ionizers for years, and she is compassionate about your situation and your needs.
Once you have checked your own credit, and based on that, you don't think you will be approved for a bank credit card, your credit union or bank, Anne can guide you to other sources.
Even before calling Anne, you can complete the ONLINE APPLICATION and then Anne will call you. Your credit will not be pulled or negatively impacted, and your application will not be submitted until you are ready to move forward... then once Anne determines there is a high probability of approval, she will pull your credit.
You can expect a text shortly after Anne receives your pre-application asking you to call her when you have a minute to chat.
After a quick chat, you can move forward immediately. Anne will be with you throughout this process so there are no delays, anxiety, confusion or frustration.
If you have any questions....Please call Anne….If she is not available, please leave a message and she will call you back shortly or send you a quick text.
PLEASE GET YOUR CREDIT REPORT WITH YOUR CURRENT SCORES AND INFORMATION
IMPORTANT: IF YOU AREN'T ABLE TO ACCESS YOUR CREDIT REPORT PLEASE DO NOT CONTINUE.
YOU CAN USE ANY CREDIT REPORTING AGENCY, BUT HERE ARE A FEW OF THE MORE COMMON ONES (SOME WILL BE FREE AND SOME WILL HAVE A TRIAL PERIOD)
Please write down your 3 credit scores in the boxes provided after you click on the link below:
CLICK HERE TO ACCESS YOUR NO RISK LOAN PRE-QUALIFICATION APPLICATION
Anne
208-403-1214
The Enagic company has a payment plan, but it will require a large down payment and a quick payoff (10-24 months, depending on model) so the payments are higher ($108 to $225 per month, depending on model).
There is no credit check and no interest charge, but there is a $10 per month processing fee.
For example, if you made payments for 18 months, you would be charged $180 as a portion of your down payment.
This would require a printed order form which would be faxed by your sponsor.
Payment plans for each model are linked here:
Calculate your sales tax by looking at a store receipt. Or Google "Sales tax in [your state]", such as this one in Alabama. In this example, it is 10%.
See the chart below...
$240 installment charge* +$4980*10% (tax) +$23 shipping +$660 deposit=$1421.00 Up front cost
*Note: the $240 is $10/month x 24 months installment fee (no interest is being charged). If you pay off early, you would be reimbursed the $10/month for however many months you paid off early.
$4980 sales price -$660 deposit =$4320.00 Total Installment (amount to finance)
$4320/24=$180.00 Monthly payment
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